Analyst Credit - Ld/Sr

The base salary range for this position is dependent upon experience and location, ranging from $110,800 to $138,500 What We Offer: Competitive benefits and growth opportunities Generous performance‑based bonuses 12% 401(k) match Comprehensive health, dental, and vision insurance Tuition reimbursement Professional development and clear career advancement pathways For more information please visit: Benefits - Avangrid Job Summary The Senior Credit Analyst is responsible for evaluating, monitoring, and managing credit risk across energy market counterparties and procurement-facing suppliers and vendors. This role supports trading, origination, and procurement organizations by establishing appropriate credit limits, payment terms, and risk mitigation structures for physical energy transactions, long‑term contracts, and third‑party suppliers. The position plays a critical role in protecting the company from counterparty default risk while enabling commercial and procurement activities to operate efficiently. The Senior Credit Analyst role reports into the Senior Director of Credit Risk. Key Responsibilities Counterparty & Supplier Credit Analysis Perform comprehensive credit assessments of energy market counterparties and procurement vendors, including: O&M vendors, EPC contractors, and equipment manufacturers Utilities, IPPs, producers, marketers, traders, and C&I customers Analyze financial statements, liquidity profiles, cash flows, and capital structures. Evaluate vendor dependency risks, contract criticality, and concentration exposure. Assign internal credit ratings and recommend appropriate payment terms, credit limits, milestones, and collateral requirements. Exposure Monitoring & Risk Management Monitor ongoing credit exposure across both trading and procurement portfolios. Identify deterioration in supplier or counterparty credit quality and escalate concerns proactively. Develop contingency recommendations for high‑risk or mission‑critical suppliers. Trading & Commercial Support Act as a trusted credit advisor to Trading, Origination, and Commercial teams. Review and approve new counterparties, suppliers, and deal structures from a credit risk perspective. Support structuring of power purchase agreements. Governance, Policy & Reporting Prepare detailed credit memoranda for Credit or Risk Committee review. Ensure compliance with internal credit policies, procurement standards, and risk governance frameworks. Contribute to portfolio‑level analysis covering, supplier concentration and dependency risk Leadership & Collaboration Partner closely with Procurement, and Legal teams during vendor onboarding and contracting. Participate in continuous improvement initiatives related to vendor risk management and procurement processes. Core Competencies Strong risk judgment balanced with commercial practicality Ability to communicate credit risk clearly to procurement and business partners High attention to detail and problem‑solving orientation Comfort operating in fast‑paced, cross‑functional environments Required Qualifications Bachelor’s degree in Finance, Accounting, Economics, Engineering, or related field of study and a minimum of five (5) years of relevant experience in the field of Credit, Energy Trading and/or Risk Management. An equivalent combination of education and experience may be considered. Strong financial analysis and cash flow modeling skills. Solid understanding of contracts and procurement structures. Preferred Qualifications MBA or MS degree in Finance, CFA, FRM, or equivalent certification. Prior experience in energy trading, utilities, renewables, or infrastructure Prior experience in procurement or supplier risk management environments Experience with project finance, EPC contracts, or renewable asset development. Familiarity with ISDA, NAESB, supply agreements, and performance security instruments. Experience working with ETRM/CTRM, ERP, or vendor risk platforms. Competencies Growth & Continuous Improvement Initiative & Change Focused on Results Customer Centric (internal and/or external) Communication Collaboration Leadership (people managers/leaders) #LI-OFFICE #LI-ER1 Company: AVANGRID POWER, LLC Mobility Information Please note that any applicant who is not a citizen of the country of the vacancy will be subject to compliance with the applicable immigration requirements to legally work in that country. At Avangrid we provide fair and equal employment and advancement opportunities for all employees and candidates regardless of race, color, religion, national origin, gender, sexual orientation, age, marital status, disability, protected veteran status or any other status protected by federal, state, or local law. If you are an individual with a disability or a disabled veteran who is unable to use our online tool to search for or to apply for jobs, you may request a reasonable accommodation by contacting our People and Organization department at careers@avangrid.com. Avangrid employe