Associate Capital & Risk Analyst

Overview:

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure , a leader in catastrophe-exposed property insurance, is seeking a Capital & Risk Analyst . As part o f our Capital & Risk Management Analytics (CARMA) team, you’ll play a key role in shaping how we manage risk, deploy capital, and drive growth. This is a high-impact role where your work will directly influence reinsurance strategies, portfolio optimization, and executive decision-making. It’s a unique opportunity for someone who thrives on analytics, enjoys collaborating across functions, and wants to see their insights drive real-world results.

What you’d be doing:

• Training CARMA Associates to produce general and carrier-specific KPIs.
• Managing and reviewing metrics and reports produced by Associates to ensure accuracy and completeness.
• Supporting executive decision making by developing and implementing financial models.
• Guiding strategic reviews of insurance portfolios and related carrier capital.
• Developing and deploying decision tools for evaluating portfolio decisions.
• Systematizing and supporting the evaluation of proprietary, rating agency, and regulatory capital requirements.
• Developing strong subject matter expertise and quantitative skills relating to catastrophe risk.
• Leading cross-department collaboration as it pertains to reinsurance modeling and placement.
• Providing Novel leadership with regular updates on capital needs.
• Developing tools to quantify areas of interest across various carrier portfolios.
• Ad hoc job duties and projects as assigned.

We’re looking for someone who has:

• 3–5 years of experience in financial analysis, risk management, or related fields.
• Strong quantitative and analytical skills, with advanced proficiency in Excel.
• Familiarity with SQL and at least one analytical programming language (e.g., Python, R).
• Excellent organizational skills and attention to detail.
• Strong communication skills, both written and verbal, with the ability to explain complex topics clearly.
• Initiative, curiosity, and the ability to manage multiple priorities.
• A bachelor’s degree in Finance, Accounting, Economics, Business, or a related field (or equivalent experience).

Highly preferred candidates also have:

• Experience in property insurance, reinsurance, or catastrophe risk modeling.
• An advanced degree (Master’s) in Finance, Economics, Statistics, Actuarial Science, or a related discipline.
• Exposure to capital management, rating agency models, or regulatory frameworks.
• Experience mentoring or training junior team members.

CARMA:

Our Capital & Risk Management Analytics (CARMA) team is at the forefront of shaping how our company manages risk, deploys capital, and drives growth. Unlike traditional capital or risk functions that operate primarily as control units, CARMA is a decision-enablement team — building innovative models, tools, and analytics that senior leadership actively relies on to set strategy. We partner across Finance, Reinsurance, and Portfolio Management to deliver insights that directly influence how we protect our balance sheet, compete in the marketplace, and respond to emerging risks. If you’re excited by the idea of applying advanced analytics to real-world challenges and making an immediate impact on strategic decisions, CARMA is the place to build your career.

About SageSure:

Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed markets in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 50 competitively priced home, flood, earthquake, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $1.9 billion of inforce premium and helps protect 640,000 policyholders.

SageSure has more than 1000 employees working remotely or in-office across nine offices: Cheshire, Connecticut; Chicago, Illinois; Cincinnati, Ohio; Houston, Texas; Jersey City, New Jersey; Mountain View, California; Marlton, New Jersey; Tallahassee, Florida; and Seattle, Washington.

SageSure offers generous health benefits and perks, including tuition reimbursement, wellness allowance, paid volunteer time off, a matching 401K plan, and more.

SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclus