Associate, Finance Chime - San Francisco, CA, US

Associate, Finance

Chime was created with the mission to make financial peace of mind a reality for millions of everyday people. We're one of the fastest-growing financial technology companies in the U.S., offering banking services that are helpful, easy, and freebecause we want to profit with our members, not from them. Our model doesn't rely on overdraft, monthly service, minimum balance, or other member feesit just focuses on delivering member value.

We are hiring for a Finance Associate to support our Finance Business Partnerships team at Chime. In this role, you will play a critical part in ensuring budgeting and forecasting accuracy while driving forward high-impact strategic and financial initiatives. You'll partner closely with business leaders and finance team members to provide insights, influence decision-making, and help shape Chime's financial strategy.

On this highly cross-functional team, you will collaborate with partners across the organization to ensure alignment and accountability. You will support the bottoms-up planning and budgeting process, develop financial models to deliver key reporting & insights, and proactively identify opportunities to leverage AI and automation to drive efficiency. We are looking for an analytical problem-solver who can break down complex problems into actionable components without losing sight of the overall strategy.

The base salary offered for this role and level of experience will begin at $101,000.00 and up to $140,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to:

• Develop, deliver, and maintain insightful reporting that provides leadership clear visibility into operating performance
• Own and optimize forecasting processes to drive accuracy through advanced financial modeling
• Partner cross-functionally with G&A leaders (HR, Finance, Legal, and more) to support bottoms-up planning, headcount management, and strategic initiatives
• Translate investments (e.g., people programs, workplace planning, legal matters, vendor contracts) into clear financial impacts and tradeoffs, helping leaders prioritize across service levels, cost efficiency, and long-term scalability
• Leverage AI and automation to streamline financial processes, build efficiencies, and enhance reporting and forecasting capabilities

To thrive in this role, you have:

• Minimum 3+ years of Finance/FP&A, investment banking, consulting experience, or Big 4 accounting/advisory
• Bachelor's Degree, or equivalent degree in Finance, Accounting, Economics or other relevant field
• Experience building financial models for budgeting and forecasting with strong attention to detail
• Strong ownership mindset with the ability to navigate ambiguity and drive work to completion
• Excellent cross-functional collaboration and communication skills, with the ability to influence and drive conversations across all levels
• Demonstrated experience identifying, designing, or deploying AI-driven solutions within finance
• Advanced Excel and G-Suite skills; experience with tools like Pigment, NetSuite, Looker, Workday, Snowflake, or Python is a plus

At Chime, we believe that everyone can achieve financial progress. We created Chimea financial technology company, not a bank*on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

Because if we don'twho will?

• Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

We know that to achieve our mission, we must earn and keep people's trustso we hold ourselves to the highest standards of integrity in