AVP, Credit Risk
Our client, a fast-growing digital bank, is seeking an AVP, Credit Risk to support the development of data-driven credit risk strategies across the retail lending lifecycle.
Key Responsibilities
- Design and implement credit risk and fraud strategies across originations, portfolio management, and collections
- Develop analytics-driven decision frameworks including cut-offs, pricing, and customer segmentation
- Monitor portfolio performance and ensure alignment with risk appetite and regulatory requirements
- Partner with Product, Analytics, Data, and Technology teams on risk initiatives and implementation
- Support governance, documentation, and approval processes for risk strategies
Requirements
- 7+ years of experience in credit risk strategy, analytics, or retail risk management
- Strong understanding of unsecured lending and retail credit risk
- Experience in credit risk modelling (PD, LGD, EAD) and portfolio analytics
- Strong analytical and stakeholder management skills
- Exposure to AI / machine learning within credit risk is advantageous
Profile
- Analytical, commercially minded, and data-driven
- Strong communicator with the ability to work across functions
- Self-motivated and comfortable in a fast-paced environment
Application Process:
Interested candidates should submit their resume to Foo Jun Jie at jj@empowerpartners.sg, quoting the job title. Only shortlisted candidates will be contacted.
License No: 24S2395
Registration No: R1551124