Business System Analyst/Product Owner

Role: Business System Analyst/Scrum Master (Credit/Lending experience) in Irving, TX

Key Responsibilities

• Own and drive the product vision, roadmap, and backlog for credit-related initiatives.
• Translate business requirements into clear, actionable user stories and acceptance criteria.
• Collaborate closely with stakeholders, business teams, and technology teams to deliver high-quality solutions.
• Act as the primary liaison between business and development teams.
• Lead backlog grooming, sprint planning, review, and retrospective sessions.
• Ensure product features align with regulatory, compliance, and risk standards within the credit domain.
• Monitor product performance and continuously optimize based on feedback and data.

Required Qualifications

• Strong expertise in the Credit domain, Commercial Credit experience.
• Hands-on experience as Scrum master
• Domain knowledge on underwriting
• Understand Credit Models like PD Models (Probability of Default) and CD Models (Credit Deterioration)
• Knows Rare Risk Framework
• Understanding of Current Expected Credit Loss (CECL) Models standard requires financial institutions to recognize expected credit losses over the life of Loan
• Hands-on experience managing product backlogs and working closely with Scrum teams
• Proven experience as a Product Owner in Agile/Scrum environments
• Solid understanding of credit lifecycle, underwriting, risk assessment, and compliance processes
• Excellent stakeholder management and communication skills
• Strong analytical and problem-solving abilities

Preferred Qualifications

• Certified Scrum Product Owner (CSPO) or equivalent Agile certification

Education Required:

• Bachelor’s degree in Computer Science, Information Technology, or a related technical field.