Capital Markets Principal

Toast
Boston, US
On-site

Who this role is best for

Aimed at senior finance professionals with capital markets experience who thrive in cross-functional collaboration and data-driven decision-making.

Best fit for

  • Experienced capital markets professionals with strong analytical and modeling skills.
    — “7+ years of professional experience, including 3+ years specifically within capital markets, corporate treasury, or investment banking
  • Candidates adept at navigating complex financial structures and stakeholder management.
    — “Experience building and producing reporting for warehouse facilities, securitizations, or forward-flow programs
  • Individuals comfortable with cross-functional collaboration and operational efficiency.
    — “Collaborate with the Risk, R&D, Strategic Finance, Accounting, Product, Legal, Compliance, and Operations teams

Things to consider

  • Hybrid work model with in-office expectations in Boston.
    — “We embrace a hybrid work model that fosters in-person collaboration
  • Requires advanced financial modeling and SQL skills.
    — “SQL, Advanced Excel, and financial modeling skills, with the ability to build robust financial models

How to stand out

  • Highlight any Fintech or SaaS experience prominently.
    — “Experience working within the Financial Technology (Fintech) or Saas space
  • Demonstrate negotiation skills with capital providers.
    — “Ability to assess and negotiate complex legal documents
  • Showcase big data analytics proficiency, especially Python.
    — “Big data analytics skill sets, including the use of Python and other data programming languages
Pace · Fast PacedCollaboration · HighAutonomy · MediumDecision Impact · TeamLevel · Principal

Derived from job-description analysis by Serendipath's career intelligence engine.

What success looks like

  • build robust financial models
  • create and manage ABS-style reporting
  • negotiate and execute new capital commitments
Typical background
financeeconomicsquantitative fields

Skills & requirements

Required

Financial ModelingSQLAdvanced ExcelAnalytical SkillsCommunication SkillsStakeholder Management

Preferred

PythonFintech ExperienceBig Data AnalyticsLegal Document Assessment

Stack & domain

SQLExcelFinancial ModelingPythonCommunicationStakeholder ManagementFinanceHealthcare

About the role

Original posting from Toast

Toast is driven by building the all-in-one restaurant platform that helps restaurants operate their business, increase sales, engage guests, and keep employees happy. 

About the role  

Our Capital Markets Team is looking for a Manager to support the lending and financing activities of the Toast Capital Loan Program.  This is a key role that will help us continue to grow and scale the lending business effectively. Reporting to the Senior Director of Capital Markets, you will play a pivotal role in shaping the future of the Capital Markets team, while working cross-functionally with stakeholders across the Fintech business line. 

The ideal candidate will have strong analytical skills, an ability to navigate complex data driven decisions, and a keen attention to detail. 

A day in the life (Responsibilities) 

Perform analysis and build financial models to help inform data-driven capital markets decisions, gathering inputs from various stakeholders 

Create and manage ongoing ABS-style reporting and audit cadences to uphold various types of financing relationships

Establish and maintain relationships with external capital teams to ensure compliance with contractual obligations

Help negotiate and execute on new capital commitments in the form of private credit arrangements

Collaborate with the Risk, R&D, Strategic Finance, Accounting, Product, Legal, Compliance, and Operations teams to evaluate and address capital markets impacts of new initiatives

Drive operational efficiencies across all capital markets functions

Build presentations to explain complex concepts, and deliver key information to a variety of audiences

What you'll need to thrive (Requirements) 

7+ years of professional experience, including 3+ years specifically within capital markets, corporate treasury, or investment banking

Bachelor's Degree Finance, Economics, or a related quantitative field.

SQL, Advanced Excel, and financial modeling skills, with the ability to build robust financial models analyze opportunities and build business cases for pursuit

Experience building and producing reporting for  warehouse facilities, securitizations, or forward-flow programs

Strong communication skills and stakeholder management skills, with the ability to interface with  both internal and external stakeholders

What will help you stand out (Nonessential Skills/Nice to Haves) 

Experience working within the Financial Technology (Fintech) or Saas space

A background in capital markets operational support for a large-scale lending program, with exposure various financing structures

Big data analytics skill sets, including the use of Python and other data programming languages

Experience managing bank and investor relationships

Ability to assess and negotiate complex legal documents

Our Spread* of Total Rewards

We strive to provide competitive compensation and benefits programs that help to attract, retain, and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters’ changing needs. Learn more about our benefits at https://careers.toasttab.com/toast-benefits.

AI at Toast

At Toast, one of our company values is that we're hungry to build and learn. We believe learning new AI tools empowers us to build for our customers faster, more independently, and with higher quality. We provide these tools across all disciplines, from Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them. The people who thrive here are those who embrace changes that let us build more for our customers; it’s a core part of our culture.

Our Total Rewards Philosophy 

We strive to provide competitive compensation and benefits programs that help to attract, retain, and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters’ changing needs. Learn more about our benefits at https://careers.toasttab.com/toast-benefits.

The base salary range for this role is listed below. The starting salary will be determined based on skills, experience, and geographic location. In addition to base salary, our total rewards components include cash compensation (overtime, bonus/commissions if eligible), equity, and benefits. You can learn more about how we align pay with local labor markets in our Geographic Pay Zone Philosophy.

Pay Range$92,000—$147,000 USDHow Toast Uses AI in its Hiring Process

Throughout the hiring process, our goal is to get to know you. We use AI tools to support our recruiters and interviewers with tasks like note-taking, summarization, and documentation of interviews to ensure they can be fully focused on your conversation. All hiring decisions are made by people. To learn more: https://careers.toasttab.com/ai-in-hiring

Our Approach to Hybrid Working

We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the hospitality community, regardless of location. Please visit the Locations page on our career site to learn more about our in-office expectations by region: https://careers.toasttab.com/locations-toast

Diversity, Equity, and Inclusion is Baked into our Recipe for Success

At Toast, our employees are our secret ingredient—when they thrive, we thrive. The restaurant industry is one of the most diverse, and we embrace that diversity with authenticity, inclusivity, respect, and humility. By embedding these principles into our culture and design, we create equitable opportunities for all and raise the bar in delivering exceptional experiences.

We Thrive Together

We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the restaurant community. To learn more about how we work globally and regionally, check out: https://careers.toasttab.com/locations-toast.

Apply today!

Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process, please contact candidateaccommodations@toasttab.com.

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For roles in the United States, it is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Source: Toast careers

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