Chargeback Analyst

StockX
Bangalore, IN
On-siteCareer-pivot friendly

Who this role is best for

Best suited to mid-level analysts with fraud operations experience who thrive in cross-functional e-commerce or fintech environments.

Best fit for

  • Analysts with 2-4 years in payment disputes or fraud operations.
    — “2–4 years in fraud operations, trust & safety, or payment disputes
  • Professionals skilled in data analysis and reporting for chargeback metrics.
    — “Build reports and dashboards covering chargeback volume, loss rates, representment success, and recovery metrics
  • Individuals comfortable collaborating across payments, trust, and product teams.
    — “Work with Customer Support, Product, Engineering, Legal, Finance, and Compliance on dispute prevention

Things to consider

  • Role requires adherence to strict card network and processor timelines.
    — “Prepare and submit representment packages within card network and processor timelines
  • Must maintain merchant chargeback ratios below card network thresholds.
    — “Monitor merchant chargeback ratios to stay below card network thresholds

How to stand out

  • Highlight specific instances where you reduced chargeback losses in past roles.
    — “recommend corrective actions
  • Demonstrate SQL proficiency or advanced Excel skills for data analysis.
    — “Proficient in Excel or Google Sheets; SQL a plus
  • Showcase cross-functional projects involving fraud prevention or dispute resolution.
    — “Cross-functional exposure across Payments, Trust, Finance, and Product
Pace · SteadyCollaboration · HighAutonomy · MediumDecision Impact · TeamLevel · Mid

Derived from job-description analysis by Serendipath's career intelligence engine.

What success looks like

  • reduce financial losses
  • improve customer experience
  • implement preventative controls
Typical background
fraud operationspayment disputes

Skills & requirements

Required

Chargeback ManagementFraud DetectionPayment ProcessingDispute Resolution

Preferred

SQLCard Network Dispute Workflows

Stack & domain

ExcelGoogle SheetsSQLAnalytical SkillsInvestigative SkillsCommunication SkillsFraud PreventionPayment Processing

About the role

Original posting from StockX via Greenhouse

Help empower our global customers to connect to culture through their passions.

About the Role

We're looking for a detail-oriented Chargeback Analyst to protect marketplace revenue by managing the full dispute lifecycle, identifying fraud patterns, and partnering with cross-functional teams to reduce losses and improve customer experience. This role is responsible for investigating payment disputes, identifying fraud and abuse patterns, managing the chargeback lifecycle, and partnering with cross-functional teams to reduce financial losses while improving the customer experience. The Chargeback Analyst will work closely with Payments, Customer Service, Finance, Operations, Product, Engineering, and Trust teams to identify root causes of disputes and implement preventative controls across the marketplace.

What You'll Do

Chargeback Operations

Investigate and manage payment disputes across credit cards, digital wallets, and alternative payment methods

Prepare and submit representment packages within card network and processor timelines

Monitor dispute queues, ensure SLA compliance, and track outcomes to improve win rates

Maintain accurate records and evidence repositories for audit and compliance

Fraud & Risk

Partner with Fraud, Trust, and Payments teams to reduce friendly fraud, first-party misuse, and account compromise disputes

Conduct root cause analysis on high-volume chargeback categories and recommend corrective actions

Monitor merchant chargeback ratios to stay below card network thresholds

Data & Reporting

Build reports and dashboards covering chargeback volume, loss rates, representment success, and recovery metrics

Support forecasting of chargeback losses and present findings to leadership

Cross-Functional Collaboration

Work with Customer Support, Product, Engineering, Legal, Finance, and Compliance on dispute prevention and automation initiatives

Support card network audits, processor reviews, and compliance inquiries

About You

Bachelor's degree in Business, Finance, Data Analytics, or related field (or equivalent experience)

2–4 years in fraud operations, trust & safety, or payment disputes

Proficient in Excel or Google Sheets; SQL a plus

Strong analytical, investigative, and communication skills

Familiarity with card network dispute workflows and payment processing

Experience in e-commerce, fintech, or marketplace environments preferred

Hands-on experience in payment risk, fraud prevention, and card network dispute processes

Cross-functional exposure across Payments, Trust, Finance, and Product

Mentorship from Risk and Payments leaders with measurable impact on financial outcomes

 

About StockX

StockX is proud to be a Detroit-based technology leader focused on the large and growing online market for sneakers, apparel, accessories, electronics, collectibles, trading cards, and more. StockX's powerful platform connects buyers and sellers of high-demand consumer goods from around the world using dynamic pricing mechanics. This approach affords access and market visibility powered by real-time data that empowers buyers and sellers to determine and transact based on market value. The StockX platform features hundreds of brands across verticals including Jordan Brand, adidas, Nike, Supreme, BAPE, Off-White, Louis Vuitton, Gucci; collectibles from brands including LEGO, KAWS, Bearbrick, and Pop Mart; and electronics from industry-leading manufacturers Sony, Microsoft, Meta, and Apple. Launched in 2016, StockX employs 1,000 people across offices and verification centers around the world. Learn more at www.stockx.com.

 

 

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. StockX reserves the right to amend this job description at any time. StockX may utilize AI to rank job applicant submissions against the position requirements to assist in determining candidate alignment.

Source: StockX careers (Greenhouse)

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