Position: Collateral Risk Analyst (Mortgage, MBS, Whole loan pricing)
Collateral Risk Analyst (Contract | Hybrid – San Francisco, CA)
We are seeking a Collateral Risk Analyst to join a leading financial institution on a 6-month contract (potential for FTE conversion). This role focuses on collateral modeling, loan valuation, and risk analytics
, supporting key decision-making across mortgage portfolios.
Key Responsibilities
- Produce analytics to determine member borrowing capacity and collateral valuation
- Manage quarterly valuation and risk analysis for residential & commercial mortgage collateral
- Integrate and validate 3rd-party pricing/vendor data
- Support and enhance haircut/margin and pricing methodologies
- Maintain and optimize collateral models and reporting processes
- Analyze large datasets to identify trends and support decision‑making
- Assist with model validation, reporting to senior leadership
, and system/data mapping updates
- Provide support for member portal and collateral data issues
Must-Have Skills
- 3+ years in mortgage portfolio analysis & risk management
- Strong knowledge of MBS and whole loan pricing & valuation concepts
- Proven experience handling large, complex datasets across platforms
- Advanced proficiency in Excel, Power BI, and SQL
- Strong analytical, problem‑solving, and data storytelling skills
Nice to Have
- Experience with Polypaths, AFT, or mortgage market tools
- 5+ years of relevant experience
- Degree in Finance, Economics, Statistics, or related field
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