About the Opportunity
A well-established, OCC-regulated financial institution is seeking a Commercial Loans Portfolio Manager to support the ongoing management, credit oversight, and performance of an existing CRE & C&I loan portfolio. This role offers strong exposure to both portfolio management and deal execution, partnering closely with lending and credit teams.
Key Responsibilities
- Manage and service a portfolio of commercial real estate loans, ensuring credit quality and compliance
- Conduct financial analysis, including cash flow, collateral, and guarantor strength
- Monitor loan covenants, renewals, modifications, and annual reviews
- Identify and escalate emerging credit risks or performance issues
- Prepare credit memos, risk assessments, and portfolio reports
- Support new deal evaluation and underwriting from initial screening through closing
- Partner with Relationship Managers and internal teams on transaction execution
- Ensure adherence to credit policy, OCC regulatory standards, BSA/AML, and OFAC requirements
- Maintain accurate credit files, documentation, and portfolio tracking
- Participate in client meetings, site visits, and property inspections
Qualifications
- 3+ years of experience in:
- CRE Portfolio Management
- Credit Analysis / Underwriting
- Commercial Banking
Strong understanding of:
- CRE loan structures (perm, construction, bridge, transitional)
- Financial statement analysis, rent rolls, and projections
- Experience working in a regulated banking environment
- Ability to present credit recommendations to senior leadership
- Strong organizational and analytical skills
- Willingness to travel locally