Consumer Credit Risk Leader

A company is looking for a Consumer Credit Lead - Cards.

Key Responsibilities

Build and operationalize the credit strategy, including formal credit policy and decision frameworks

Implement a data-driven risk engine by integrating key data sources and ensuring scalable decision logic

Own portfolio performance post-launch by defining KPIs and recommending strategy adjustments based on risk trends

Required Qualifications

6+ years of experience in consumer credit risk, ideally 8-12 years across banking, fintech, or unsecured consumer lending

Experience launching or redesigning a consumer lending product

Strong SQL skills and comfort working directly with data

Demonstrated experience in owning risk strategy and monitoring portfolio performance

Familiarity with bureau data and core credit risk metrics