Corporate & Leveraged Lending Financing, Credit Officer - Risks - New York, New York, United States

Responsibilities

RESPONSIBILITIES:

• Credit assessment of Corporate, Leveraged Lending including LBOs financing.
• Provide detailed explanation of the obligor considered, including analysis of historical performance of existing activities, highlight the key risk factors.
• Provide approval or recommendation for approval based upon the proposed transaction being considered, document recommendation for final decision.
• Validation of Obligor Risk Ratings, Basle 4 parameters (LGDs), other financial metrics.
• Ongoing monitoring of the credit quality of the portfolio (quarterly portfolio review and early detection of deteriorating credits). Participation in the quarterly watch list review process.
• Track credit and market trends in bank and bond markets.
• Assist the Portfolio Management and Governance team in the preparation of reporting for RISQ management and Regulators.
• Contribution to Bank’s credit policy guidelines and overall risk appetite.
• Participate in setting the global risk appetite for financing and hedging initiatives.
• Assessment of SGCIB new business initiatives (white papers, New Product Committees, business rules, etc.)

Profile required

DIVISION DESCRIPTION:

The Risk Management Department contributes to the sustainable growth of the Societe Generale group through its expertise, understanding of risks, and risk management techniques. The department’s mission is to independently analyze, assess, manage and monitor risk-taking activities with the objective of achieving, together with the first line-of-defense, the best possible outcome for the bank. The department oversees the enterprise, strategic, credit, market, liquidity, operational, model, and other risks of the corporate and investment banking business activities.

RISQ/CIB oversees the management of credit related to corporates, financial institutions and sovereign counterparties as well as country risk for the SG Group's activities.

RISQ/CIB's duties include setting specific credit policies for each of the main businesses in conjunction with General Management, the businesses lines and other RISQ divisions where appropriate. These credit policies establish (i) the general criteria for the acceptability of credit requests for each client category and/or type of facility, and (ii) exposure limits.

Credit risk and lending professional with broad experience approving credit and counterparty credit lines, managing exposures, and monitoring collateral performance. You will be reporting into the Corporate Credit Team Head, focusing on Corporate, Leveraged Lending including LBOs financings.

SKILLS AND QUALIFICATIONS:

Must Have:

• 7+ years with within financial services with a focus on Corporate, Leveraged Lending including LBO and their financing needs.
• Broad knowledge of risks impacting Financial Sponsors specifically with a specific expertise in credit risk.
• Must have good knowledge of the US Market and regulatory practices.
• Must have strong analytical and solid judgment skills with a proven ability to understand complex transactions / processes.
• Demonstrated problem solving ability and capacity to work autonomously.
• Must have a strong ability to manage multiple projects and issues simultaneously.
• Strong collaboration skills required both across the risk division and with other partners such as business lines, legal and compliance teams.
• Results focused, responsive, with strong strategic capabilities in terms of decision making and risk assessment.
• Good English language writing skills, working knowledge of French is a plus.
• Ability to work under pressure and to meet tight deadlines. Effective management of priorities.
• Promoter of innovation and creativity.

Why join usBusiness insight

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At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. For more information about our Culture and Conduct initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-culture/)

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Our DIB Mission: Recruit, develop, retain and advance a talented workforce that is united in our efforts to leverage our talent and further develop an inclusive environment that will enhance our competitive position and deliver innovative solutions to our clients.