Credit Analyst and Operational Risk Manager M/F

Credit Analyst and Operational Risk Manager M/F

Business type

Risk Management / Control

Job title

Credit Analyst and Operational Risk Manager M/F

Contract type

Permanent Contract

02/01/2026

No

Job summary

Job Summary:

Dual Roles:

(I) The Risks Analyst monitors and assesses risk management in relation to private banking activities. He or she monitors and controls private banking clients' commitments to the bank. He or she analyses credit applications and issues risk and ongoing monitoring opinions for client or prospective client counterparties.

(II) The Operational Risk Manager is responsible for establishing, maintaining and strengthening the internal control framework within the bank, ensuring compliance with internal policies and Hong Kong Monetary Authority (HKMA) requirements. The role includes actively contributing to the bank’s governance through participation in / supporting to key committees and ad hoc projects to enhance operational control risk management practices.

Key Responsibilities

• Be part of the credit risk team to support credit assessment.
• Examine applications submitted by Relationship Managers (RMs).
• Analyze counterparties, mechanisms and credit granting conditions in accordance with the bank's criteria.
• Draft reasoned opinions for decision-making by authorized officers.
• Overseeall aspects of internal control and operational risk management activities.
• Act as a member of committees including Hong Kong New Activity & Product Committee and Hong Kong Operational Incident Committee, etc.
• Develop, implement and maintain the bank’s operational risk management framework in alignment with HKMA regulations and group standards.
• Work with relevant parties and prepare document to obtain the endorsement from the Group CRO/Management on the report for incidents and major issues to the HKMA.
• Identify, assess and monitor operational, compliance and financial risks across business and support units.
• Conduct regular control reviews, testing and risk assessments to evaluate process effectiveness.
• Oversee the remediation of control deficiencies and operational incidents within defined timelines.
• Prepare and present comprehensive control and risk management reports to senior management, governance committees and regulators.
• Liaise with internal and external auditors, compliance and Head Office’s risk management team.
• Promote a strong internal control culture and raise risk awareness throughout the organization.
• Perform and maintain the risk mapping of the HK Branch.

Geographical area

Asia, Hong Kong

City

29th Floor, Two Pacific Place, 88 Queensway, Admiralty Hong Kong Hong-Kong

Education

Bachelor Degree / BSc Degree or equivalent

Bachelor’s degree in Finance, Accounting, Risk Management, Computer Sciences or related field.

Level of minimal experience

3-5 years

Experience

Minimum of 5 years of experience in internal control, operational risk, credit risk, audit or compliance within the banking or financial services industry.

Required skills

• Excellent analytical and problem-solving skills
• Proficient in Microsoft Office, macros, business intelligent
• Strong communication and report writing abilities in English

Technical skills required

• Solid understanding of the Hong Kong Banking Ordinance, HKMA requirements, credit process and internal control frameworks
• Strong knowledge of credit risk assessment, operational risk, control design, governance best practices

Languages

Fluent in English and Chinese. French language proficiency would be a strong advantage.

General information

Entity

About Indosuez Wealth Management in Asia

Entity Description

Indosuez Wealth Management has a solid foundation in Asia as a pioneering bank with more than a century old heritage, when Banque de l'Indochine opened its historic offices in Hong Kong and Singapore. From these two locations, branches of CA Indosuez (Switzerland) SA, almost 220 highly specialised wealth managers combine their knowledge of the region with the vast opportunities provided by the global network of Indosuez Wealth Management and the Credit Agricole group.

By working every day in the interest of society, we are a group committed to diversity and inclusion. All our positions are open to people with disabilities.

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