Credit Analyst

Terrabank, N.A.
Coral Gables, US
On-site

Job Description

  • Minimum 3 years of experience performing financial analysis to determine the merits of specific loan requests for C&I, CRE, RRE, Credit Cards, SNC, Trade Finance and Correspondent Banking Credit Facilities.
  • Experience performing annual reviews on the different types of credit.
  • Experience monitoring collateral values, valuations dates and methodology.
  • Experience working with agreements requirements.
  • Good knowledge of credit policies, procedures and compliance regulations in banking.
  • Good communication, organizational and interpersonal skills.
  • Good follow-up and multi- tasking skill set.
  • Proficient in Microsoft (Outlook, Word, Excel) and bank systems such as Bankway, Horizon, Accusystem, Moody’s Credit Lens.
  • Bachelor’s Degree from any accredited University required.
  • Bilingual English/Spanish verbal/written.

EOE/AA

We offer competitive salaries and an excellent benefit package.

Benefits:

  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Flexible spending account
  • Health insurance
  • Life insurance
  • On-site gym
  • Paid time off
  • Vision insurance

Education:

  • Bachelor's (Preferred)

Experience:

  • financial analysis: 3 years (Required)
  • credit analysis: 3 years (Required)
  • annual credit reviews: 3 years (Required)

Language:

  • English (Required)
  • Spanish (Required)

Work Location: In person

Skills & Requirements

Technical Skills

Financial analysisCredit analysisAnnual credit reviewsCollateral valuesValuations datesMethodologyAgreements requirementsCredit policiesProceduresCompliance regulationsCommunicationOrganizationInterpersonal skillsFollow-upMulti-taskingMicrosoft outlookMicrosoft wordMicrosoft excelBank systemsBankwayHorizonAccusystemMoody’s credit lensCommunicationOrganizationInterpersonal skillsFollow-upMulti-taskingFinanceBanking

Level

Mid-Level

Posted

4/16/2026

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