Credit Analyst, Corporate Banking (Trade Finance)

Overview

A foreign corporate bank is seeking to hire a new Credit Analyst, Trade Finance to perform credit analysis for Corporate Banking department.

Role Responsibilities

• Prepare high-quality credit proposals for Trade Finance and Structured Trade Finance transactions for small, mid cap, and corporate clients
• Provide necessary credit analysis and opinion on the customers and transactions to support Relationship Managers to proceed the transactions
• Conduct in-depth financial analysis of commercial and corporate banking clients
• Play a key role in evaluating credit risk, and ensure compliance with internal policies and regulatory requirements
• Attend regular and relevant pipeline meetings, tracking and reporting on portfolio performance
• In depth analysis for companies / company groups as well as industry or market research and analysis to ensure the bank's asset portfolio is in good shape
• Handle all credit related matters including review of latest financials of obligors upon receipt of financial statements, rating review, long-term loan review, compliance of credit approval conditions and instructions, security control and submission of information for credit assessment by Head Office;
• To attend to documentation matters of existing and new transactions after credit approval;
• To constantly review existing credit commitments to identify potential credit problems and to ensure conformity with agreement terms; to recommend and implement appropriate actions should an unfavorable trend be developed;

Requirements

• Masters University graduate in Finance, Economics, Risk Management or related disciplines;
• 5 years' solid credit experience with experience in trade finance products;
• Sound knowledge in various corporate lending products Bachelor degree holder or above, preferably in Finance, Banking or Economics related disciplines
• CFA, CPA or FRM qualifications preferred
• Strong analytical, communication and interpersonal skills with good command of both spoken and written English and Chinese