Wealth and Retail Banking Industry
Hybrid Working arrangements
Duration: Mid April 2026 – Mid Dec 2026, extendable/convertible
Working Location: Changi Business Park, East or Marina Bay Financial Centre Branch, CBD
Working hours: 09.00am – 6.00pm (Monday to Friday)
Job Summary
In this role, act as the second line Subject Matter Expert for Digital Assets (DA) as an asset class including advising across all relevant Risk Types (reputational risk, traded/market, treasury/capital and liquidity, operational, technology, cyber security, and credit risk).
Job Duties
- Lead provision of DA risk specific expertise to continuously enhance and maintain all elements of the DA Risk Management Approach (DARMA) which sets out the approach to risk management and the control framework within which risks are managed.
- Provide deep subject matter expertise and advice for technical and technological DA aspects of DA infrastructure including blockchain architecture, DLT, cryptographic security protocols, smart contract functionality and custody technology solutions.
- Lead oversight of strategic DA risk initiatives/programmes of work to continuously uplift the DARMA, second line risk management, expertise and infrastructure across the Group
- Lead assessment of material risk types that the Group may be potentially exposed to arising from direct or indirect DA activities and direct Risk Framework Ownership to such risk types.
- Lead effectiveness reviews to assess relevant first and second line understand and accept their DA risk management responsibilities.
- Review and challenge that policies and standards are being adapted or created to address DA risks and training is available to staff (on a targeted basis).
- Review and challenge the assessment of DA Risk considerations in the Group’s Risk Appetite framework.
- Monitor that the Risk Framework Owners (RFOs) propose adequate risk appetite with DA risk evaluation for consideration and approval by the Board.
- Monitor Risk Type compliance to Board approved risk appetite with DA considerations using the risk information report covering all Risk Types; and highlight significant matters to the Group Chief Risk Officer ("GCRO"), senior management and senior risk committees.
- Review infrastructure to support DA reviews, and the monitoring of exposures and actions as required.
- Lead provision of regulatory interpretation for regulations classified as “Large-Scale” with Framework implications. This also includes working with countries to support their regulatory requirements.
Strategy
- Influence the Group’s DA Strategy and activities, advising on alignment with specific Risk Type framework, policies, standards, risk registers and risk appetite.
- Actively engage thought leaders in the DA industries to improve risk understanding, innovation, exploration, and adoption of alternative risk models and data sources.
- Conduct regulatory interpretation and associated assessments for DA related initiatives with adherence to legal and regulatory requirements.
- Evaluate and advise on risks associated with DA projects, products and investments, including the assessment of blockchain technologies and tokenomics, to ensure robust risk mitigation strategies are in place.
Business
- Inform the strategic intent and collective agenda for the DA Risk Management Approach
- Influence stakeholders and DA Risk subject matter experts on thinking and approach for Digital Asset activities, including situations where the Group seeks to engage clients heavily exposed to DAs
- Advise Business on alignment of individual DA activities to the Group’s DA business strategy and execution within the risk framework and parameters.
- Direct the business to undertake appropriate evaluations with regards to DA stress scenarios with support from the Group Treasury and Group Stress Testing teams as required.
- Provide timely advice, support and challenge to enable compliance with all relevant laws and regulations and support pro‑active and pre‑emptive risk mitigation.
Processes
- Responsible for discharging Policy Owner related responsibilities as defined in the ERMF.
- Ensuring that processes within the DARisk Management central function are identified and defined by Process Owners, and ensuring the completeness and accuracy of these identified processes; and
- Reviewing, challenging, and providing oversight of the DA risk profile monitored by the DARisk Management Function process universe.
People & Talent
- Create a culture of continuous learning and development.
- Foster an open environment to stimulate creativity and develop innovative solution to support Group’s aspiration.
- Lead through example and build the appropriate culture and values.
- Set appropriate tone and expectations from the team and work in collaboration with risk and control partners.
Risk Management
- For DAs initiatives, lead inter‑alia:
- Oversight of development of the risk assessment approach (DARMA) for any planned business dire