- Able to work independently from a risk perspective
- Strong written and verbal command of English
- Perform credit analysis (full scope
Overview
With a continued growth in the region, an international corporate bank is seeking to hire a AVP, Credit Officer, Corporate Credit to join the Risk Management department to review and recommend corporate credit transactions for approval and maintain a healthy and high credit portfolio for the bank.
Role Responsibilities
- Responsible for day-to-day management of credit risk arising from exposures booked in Corporate Banking;
- Perform credit analysis (full scope of annual reviews, due-diligence review of new credit applications with front office, putting up waivers & amendments).
- Close monitoring of borrowers (keeping track of negative news very closely, quarterly/semi-annual news releases, financial covenants & compliance certificates)
- Assist in preparing periodic credit control reports and stress test.
- Provide recommendations and highlight key risk issues to front office and Head of Credit;
- Stay on top of high alert to credit worthiness of clients including market situations, provide advice to the related departments on proper credit-related actions whenever necessary
- Prepare portfolio reports / analysis of bank’s credit portfolio;
- Participate in credit policy / new product programme review and ad-hoc projects assigned by Management;
- Willing to take on other “non-credit” risk and ad-hoc responsibilities under Head of Risk’s scope.
Requirements
- Relevant Credit Analyst / Credit Risk experience of at least 5 years from international banks
- Able to work independently from a risk perspective.
- Strong analytical skills with good accounting skills.
- Strong written and verbal command of English;
- Ability to read Chinese financial statements from China corporates is a MUST.
- In depth knowledge on both Chinese and Hong Kong local corporates and sectors.
- Team player with “can-do” & “willing to learn” attitude.
- HKIB (ECF) certification on credit analysis is preferred
If you believe you have the relevant skill and experience and is interested in this position, kindly get in touch with Jack Leung with your CV and to engage in a confidential discussion.
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