Credit Risk Analyst

Job Title: Credit Risk Analyst

Location: Singapore

Perm/Contract/ Full-time/Part-time: Permanent

On-site/Hybrid/Remote: Hybrid

Who We Are

Robert Walters is the world’s most trusted talent solutions business. Across the globe, we deliver recruitment, outsourcing, and talent advisory services for businesses of all sizes, opening doors for people with diverse skills, ambitions, and backgrounds.

Our Outsourcing service delivers recruitment for some of the world’s top employers, and we are currently recruiting on behalf of one our client which is a global financial services group with an integrated network spanning over 30 countries and regions. By connecting markets East& West, they serve the needs of individuals, institutions, corporates, and governments through three business divisions. Retail, wholesale (Global Markets and Investment Banking), and Investment Management.

The Role

Our client is seeking a Credit Risk Analyst in the Banking & Financial Services division.

This role offers an exciting opportunity to join a global team, providing top-tier service to existing and prospective clients while expanding the business on a product and global level.

Role description:

• Undertake Due Diligence (DD) visits / calls with clients, participate in credit conversations and collect credit information necessary for undertaking credit analysis.
• Conduct in-depth credit research and analysis on borrowers and write high quality Credit Memos. This include projecting borrower’s future operating performance and financial position backed by realistic assumptions and sensitivity analyses (base case and downside case).
• For derivative trades, prescribe credit terms and financial and other covenants for legal documents like ISDA/CSA and GMRA.
• For loan trades, thoroughly analyze the loan structure, credit terms, security terms and legal structure. Factor in risks and mitigation of such analysis into credit decisions.
• Present credit views effectively to senior Risk Management / Committees.
• Analyze and approve derivative trades and monitor limit utilization.
• Regular monitoring of the portfolio for early identification of potential problem counterparties for remediation actions.

Skills, experience, qualifications, and knowledge required:

• Minimum Master’s degree or a professional qualification (e.g., Chartered Accountant, CFA) or equivalent experience is required. Minimum 5 years’ experience analysing corporates in a Financial Services organization.
• Demonstrated experience with Credit Due Diligence.
• Strong written and interpersonal communications skills.
• Team player, result oriented and shows ability to adapt.

This position is being recruited on behalf of our client through our Outsourcing service line. Resource Solutions Limited, trading as Robert Walters, acts as an employment business and agency, partnering with top organisations to help them find the best talent. We welcome applications from all candidates and are committed to providing equal opportunities.

Client promotes collaboration and aims to provide a supportive and inclusive environment where all individuals can maximize their full potential.

This advert is posted and reviewed by Resource Solutions India Private Limited, trading as Robert Walters.

As we are continuously hiring for all our clients in the region, we will retain your CV in our database for any other positions that may fit your profile. Therefore, please let us know if you are not agreeable to that.