Credit Risk Analyst (Trading / Financial Services)

Credit Risk Analyst (Trading / Financial Services)

This is an exciting opportunity for a Credit Risk Analyst (Trading / Financial Services) to join Sumitomo Corporation Europe Limited, supporting credit risk management, financial analysis, and trading risk within a global corporate environment.

If you’ve also worked in the following roles, we’d also like to hear from you: Financial Risk Analyst, Trade Finance Analyst, Credit Analyst, Risk Analyst, Financial Analyst, Commercial Finance Analyst, Financial Planning and Analyst

SALARY: £45,000 - £65,000 per annum + Benefits

LOCATION: Hybrid. Working 3 Days from the Office in London (EC4V) and 2 Days from Home

JOB TYPE: Full-Time, Permanent

WORKING HOURS: 35 Hours per Week, Monday to Friday

JOB OVERVIEW

We have a fantastic new job opportunity for a Credit Risk Analyst to join Sumitomo Corporation Europe Limited, part of one of the world’s largest integrated trading groups.

As a Credit Risk Analyst you will support the Trade Risk Management function, providing credit risk assessment, financial analysis, and stakeholder advisory services across multiple business groups and European subsidiaries. This role involves transaction analysis, structuring, and risk mitigation.

Working as a Credit Risk Analyst you will collaborate with internal stakeholders, contribute to operational improvements, and help enhance profitability while supporting a culture of innovation, inclusion, and responsible business practices.

ABOUT US

Sumitomo Corporation Europe Limited (SCEU), as part of Sumitomo Corporation, is one of the world’s largest integrated trading groups. Our purpose is simple yet powerful: enriching lives and the world. We put customers at the heart of everything we do while embracing our responsibility to society. Inclusion is key – everyone is welcome, and everyone is treated fairly and with respect.

With a global presence and expertise in a wide variety of industries, we offer candidates a continued career growth in a forward-thinking and innovative environment. We are driving significant sustainable energy projects in the UK, leading the way on climate change and energy. Join us and be part of something that truly matters.

We look forward to you joining SCEU, where you will build lasting relationships, develop your skillset and contribute to our 400-year history of success.

WHY JOIN US?

• Stunning views of the River Thames from our newly refurbished London office space with excellent facilities and a welcoming atmosphere
• Contribute to work that supports sustainability, innovation and global responsibility

Apply early to avoid missing out – successful candidates will hear from us in May/June 2026

DUTIES

Your duties as the Credit Risk Analyst include:

• Provide Credit Risk Analysis: Assess credit and transactional risks across trading activities and propose mitigation strategies
• Support Business Functions: Act as an in-house advisor to departments, enhancing profitability and managing exposure
• Manage Credit Processes: Handle internal credit applications and monitor credit balances
• Conduct Transaction Reviews: Analyse deals at all stages, identifying risks and recommending solutions
• Stakeholder Engagement: Liaise with internal teams and external parties to support risk management activities
• Customer Interaction: Attend customer meetings where required to address risk-related matters
• Improve Processes: Identify opportunities to enhance risk management operations and implement improvements
• Monitor Performance: Review customer financial performance, ageing, and collections
• Mitigate Losses: Take proactive action to minimise financial risk and prevent losses

CANDIDATE REQUIREMENTS

ESSENTIAL

• Degree in Business, Economics, Accounting, or a related discipline
• Previous experience in credit risk analysis or financial risk management within a trading company or financial institution
• Experience advising stakeholders in a multinational or corporate environment
• Strong analytical and problem-solving skills with the ability to interpret financial data
• Excellent communication and interpersonal skills
• Ability to work under pressure and meet strict deadlines
• Strong report writing and presentation skills
• Proficient in prioritising tasks and managing multiple responsibilities
• A collaborative team player with a proactive approach

DESIRABLE

• Experience with trading contracts and identifying contractual risks
• Knowledge of risk mitigation strategies within trading or finance environments

BENEFITS

• Competitive salary (£45,000 - £65,000 per annum) plus benefits
• Hybrid working – 3 days working in the office in London per week with 2 days working from home
• 25 days annual leave + flexible working hours
• Flexi time credits for hours worked beyond 35 hours per week, with line manager approval
• Working Away - Up to 20 calendar days to work from any location either in the country you work in or overseas
• Life assurance, pension scheme,