Our client, a well- established bank with a presence in Asia is looking to expand their business and is looking for a Credit Risk Analyst to join their Consumer Banking business team.
For candidates who are interested, please email your cv directly in word format with job reference no. 000016409 to sophia@theedgepartnership.com
Please note that due to the high number of applications only shortlisted candidates will be contacted. If you do not hear from us in the next 5 business days, we regret to inform you that your application for this position was unsuccessful.
EA Licence: 16S8131
Recruiter Licence: R22104669
Key responsibilities
- Design and implement data-driven risk frameworks (e.g., cut-offs, affordability/indebtedness checks, loan sizing, risk-based pricing) across lending products
- Ensure alignment with approved credit policies and local regulatory requirements for unsecured lending
- Analyse diverse data sets to develop and refine credit and fraud risk strategies
- Monitor origination, portfolio, and collections performance against KPIs and defined risk appetite
- Continuously test, validate, and benchmark risk strategies using advanced analytics
- Partner cross-functionally (Product, Technology, Data Engineering, Analytics) to deliver business-aligned outcomes
- Lead documentation and governance processes for risk strategy design and approvals
Role requirements
- 6+ years of experience in credit risk within consumer/retail banking
- Strong analytical and problem-solving skills with sound commercial judgement
- Deep understanding of local unsecured lending regulations
- Solid expertise in credit risk modelling (PD, LGD, EAD), including model application, implementation, and validation
- Proven experience in data-driven strategy development, customer segmentation, and credit policy formulation
- Familiarity with AI/ML techniques in retail credit risk is an advantage