Credit & Risk Control, Officer/Senior Officer

Handle daily operations of brokerage credit risk management, including monitoring and executing margin calls.

Monitor and control risk exposure across client accounts and loan portfolios.

Conduct credit evaluations and assessments for both new and existing clients.

Collaborate with front office, compliance, and operations teams to resolve risk-related issues.

Monitor and manage margin ratios of stocks and other assets classes.

Evaluate and assess risk levels of investment products.

Perform credit assessments for loan applications (unsecured and mortgage).

Oversee loan portfolios and coordinate with internal and external parties to ensure timely settlement of outstanding balances, debt collection, and recovery strategies.

Prepare regular credit risk reports for senior management.

Assist with audits, regulatory reviews, and stress testing exercises.

Requirements Minimum Bachelor’s degree. Finance, Business, or a related discipline.

Minimum of 3–4 years’ experience in credit risk management, preferably within brokerage/loan/mortgage operations.

Detail-oriented with strong analytical, problem-solving, and communication skills.

Proficiency in brokerage platforms, loan management systems, and MS Excel.

Excellent command of both English and Chinese, with strong reporting skills.

Application Questions

• Which of the following statements best describes your right to work in Hong Kong?
• What’s your expected monthly basic salary?
• How many years of credit control experience do you have?
• How would you rate your Cantonese language skills?