Credit Risk Manager + Equity

Jack and Jill AI
London, GB
On-site

Job Description

Position: Credit Risk Manager (£120k + Equity) at Lendable.co

Location: Greater London

Credit Risk Manager

Salary:

Up to £120k + Equity

Company

  • VC-backed fintech unicorn

Job Description

Lead credit strategy for a profitable unicorn backed by Goldman Sachs. You will own the end-to-end decisioning for consumer finance products, utilizing Python and SQL daily to optimize lending. This high-impact role blends hands‑on data science with strategic leadership, driving growth across UK and US markets while mentoring a team of elite analysts.

Location

London, UK

Why this role is remarkable

  • Join a profitable fintech unicorn backed by heavyweights like Goldman Sachs and Balderton Capital, offering both stability and massive growth potential.
  • High‑autonomy environment where you own the strategy for core products like loans and credit cards, moving from data insight to implementation without bureaucracy.
  • Work alongside a world‑class team of alumni from Capital One and Zopa in a culture that prizes analytical rigor and rapid execution.

What you will do

  • Design and refine credit decisioning strategies to determine who to lend to, at what volume, and at what price.
  • Conduct deep-dive data analysis using Python and SQL to build monitoring frameworks and forecast portfolio returns.
  • Collaborate directly with engineering and product teams to deploy machine learning models and experimental lending strategies.

The ideal candidate

  • Has 5+ years of credit risk experience at a data‑driven consumer lender, with a strong background in strategy and analytics.
  • Expert‑level proficiency in Python and SQL is essential, as this is a hands‑on role requiring daily coding and model building.
  • Possesses a top‑tier quantitative degree and a proven track record of mentoring junior analysts while delivering commercial results.

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Skills & Requirements

Technical Skills

PythonSql

Salary

£120,000+

year

Level

mid

Posted

4/12/2026

Apply Now

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