Position: Credit Risk Manager (£120k + Equity) at Lendable.co
Location: Greater London
Credit Risk Manager
Salary:
Up to £120k + Equity
Company
- VC-backed fintech unicorn
Job Description
Lead credit strategy for a profitable unicorn backed by Goldman Sachs. You will own the end-to-end decisioning for consumer finance products, utilizing Python and SQL daily to optimize lending. This high-impact role blends hands‑on data science with strategic leadership, driving growth across UK and US markets while mentoring a team of elite analysts.
Location
London, UK
Why this role is remarkable
- Join a profitable fintech unicorn backed by heavyweights like Goldman Sachs and Balderton Capital, offering both stability and massive growth potential.
- High‑autonomy environment where you own the strategy for core products like loans and credit cards, moving from data insight to implementation without bureaucracy.
- Work alongside a world‑class team of alumni from Capital One and Zopa in a culture that prizes analytical rigor and rapid execution.
What you will do
- Design and refine credit decisioning strategies to determine who to lend to, at what volume, and at what price.
- Conduct deep-dive data analysis using Python and SQL to build monitoring frameworks and forecast portfolio returns.
- Collaborate directly with engineering and product teams to deploy machine learning models and experimental lending strategies.
The ideal candidate
- Has 5+ years of credit risk experience at a data‑driven consumer lender, with a strong background in strategy and analytics.
- Expert‑level proficiency in Python and SQL is essential, as this is a hands‑on role requiring daily coding and model building.
- Possesses a top‑tier quantitative degree and a proven track record of mentoring junior analysts while delivering commercial results.
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