A company is looking for a Director of Credit Risk Oversight in Consumer Lending.
Key Responsibilities:
- Provide independent oversight and challenge of credit underwriting, loan amounts, pricing, and portfolio performance strategies
- Monitor portfolio performance and identify emerging risks and trends
- Ensure adherence to consumer lending regulations and support regulatory exams and audits
Qualifications:
- 10+ years of experience in credit risk management, underwriting, or portfolio risk within consumer lending
- Experience in independent oversight functions such as 2LOD, model risk, or audit
- Deep understanding of credit risk models and decision strategies
- Strong knowledge of consumer lending regulations, including ECOA, FCRA, and UDAAP
- Experience in addressing fair lending and model governance risks preferred