Director of Credit Risk Oversight

A company is looking for a Director of Credit Risk Oversight in Consumer Lending.

Key Responsibilities :

Provide independent oversight and challenge of credit underwriting, loan amounts, pricing, and portfolio performance strategies

Monitor portfolio performance and identify emerging risks and trends

Ensure adherence to consumer lending regulations and support regulatory exams and audits

Qualifications :

10+ years of experience in credit risk management, underwriting, or portfolio risk within consumer lending

Experience in independent oversight functions such as 2LOD, model risk, or audit

Deep understanding of credit risk models and decision strategies

Strong knowledge of consumer lending regulations, including ECOA, FCRA, and UDAAP

Experience in addressing fair lending and model governance risks preferred