Director of Lending & Credit Risk Analytics

Artemis Consultants
Alpharetta, US

Why this role

Pace
Steady
The role demands a fast-paced environment, as evidenced by the need to deliver clean, defensible, and decision-relevant customer analyses consistently.
Collaboration
High
Collaboration is a cornerstone of the role, as the Director must engage with senior data scientists, risk modelers, and quantitative teams to challenge and refine analytical conclusions.
Autonomy
Medium
The Director operates with a high level of autonomy, as indicated by the requirement to distinguish meaningful signals from noise without defaulting to theory or abstraction.
Decision Impact
Company
Decisions made in this role have significant business impact, as the Director must evaluate model performance in terms of real-world business impact, not just statistical metrics.
Role Level
Manager
The complexity of the role is high, given the requirement to combine quantitative outputs with real-world lending judgment to produce conclusions that withstand scrutiny from both technical and business stakeholders.

Derived from job-description analysis by Serendipath's career intelligence engine.

What success looks like

  • increased lender trust and confidence
  • consistent delivery of clean, defensible analyses
Typical background
experience in lending, credit risk, or financial risk

Transferable backgrounds

  • Coming from Director of Analytics at a financial services firm
    Analytical & Technical Judgment · Leadership & Communication
    The experience in leading analytical teams and communicating complex data insights effectively aligns well with the demands of this role.
  • Coming from Risk Analyst at a fintech lender
    Experience & Domain Expertise · Analytical & Technical Judgment
    A background in analyzing credit risk and fraud detection techniques provides a strong foundation for the role's technical requirements.

Skills & requirements

Required

Lending And Credit Risk AnalyticsFraud DetectionUnderwritingPortfolio Monitoring

Preferred

Experience In Non-prime And Alternative Credit

Stack & domain

UnderwritingCredit Policy DesignFraud Detection TechniquesPortfolio MonitoringEarly-risk IndicatorsRegulatory And Compliance ConsiderationsAnalytical ConclusionsModel PerformanceQuantitative OutputsReal-world Lending JudgmentCommunicationLeadershipLendingCredit RiskFraud AnalyticsFinancial Risk

About the role

The Director of Lending & Credit Risk Analytics leads the interpretation of lending and credit risk data, ensuring that non-prime and alternative credit use cases are accurately represented, and works closely with senior data scientists and quantitative teams to refine analytical conclusions.

Original posting from Artemis Consultants via LinkedIn

The Director of Lending & Credit Risk Analytics is a senior, customer-facing analytics leader within the Data Science organization. This role owns lending and credit-risk interpretation across the company, with a primary focus on non-prime and alternative credit use cases.

Experience & Domain Expertise

  • 7–10+ years of experience in lending, credit risk, fraud analytics, or financial risk
  • Direct experience supporting banks, fintech lenders, or non‑prime / alternative credit providers
  • Deep understanding of underwriting and credit policy design, fraud detection techniques, portfolio monitoring, and early‑risk indicators
  • Familiarity with regulatory and compliance considerations relevant to lending

Analytical & Technical Judgment

  • Does not need to be a career data scientist, but must command technical credibility when engaging with senior data scientists, risk modelers, and quantitative teams
  • Able to challenge, defend, and refine analytical conclusions in technical discussions without defaulting to theory or abstraction
  • Demonstrated ability to distinguish meaningful, decision‑relevant signals from noise or false positives
  • Proven ability to evaluate model performance in terms of real‑world business impact, not just statistical metrics
  • Ability to combine quantitative outputs with real‑world lending judgment to produce conclusions that withstand scrutiny from both technical and business stakeholders

Leadership & Communication

  • Strong ability to translate complex analytics into clear, lender‑ready narratives
  • Proven track record telling believable, defensible risk stories aligned to real underwriting, fraud, and portfolio behaviors
  • Prior people leadership experience or clear readiness to manage and mentor others
  • Confident communicator with executives, customers, and internal stakeholders; willing and able to push back when analytics do not reflect real‑world risk behavior

What Success Looks Like

  • Increased lender trust and confidence in the analytics
  • Consistent delivery of clean, defensible, decision‑relevant customer analyses
  • Reduced dependency on senior analytics leadership for lending interpretation
  • Clear separation between customer‑facing analytics and R&D model development
  • Strong alignment between analytics, product, and go‑to‑market teams

Source: Artemis Consultants careers (LinkedIn)

Similar roles