Overview
What We Need Corpay is seeking a highly strategic and results-oriented Lead Risk Analyst to join our North American Fuel division within the US Vehicle Payments (USVP) business, a $1B+ revenue portfolio. This role sits within the Risk Acquisitions Strategy team and is responsible for leading credit risk strategy development, analytics, and execution across the customer acquisition lifecycle. As a lead individual contributor, you will own key risk strategies end-to-end, influence senior leadership decisions, and help shape the future of credit risk s role is ideal for someone who combines strong technical depth, business acumen, and leadership capability in a fast-paced, high-growth environment.
This role reports to the Senior Director and is based in Atlanta, GA.
How We Work
As a Lead Risk Analyst, you will be expected to work in Atlanta, GA. Corpay will set you up for success by providing:
- Assigned workspace
- Company-issued equipment
- Formal, hands-on training
Role Responsibilities
The responsibilities of the role will include:
- Strategy Ownership
- Lead the design, implementation, and optimization of credit acquisition strategies to balance growth, risk, and customer experience
- Own end-to-end acquisition risk performance and credit policy, including approval rates, credit losses, and decision strategy effectiveness
- Partner with cross-functional leaders to align risk strategy with business objectives
- Advanced Analytics and Modeling
- Apply advanced analytics and statistical techniques to solve complex credit risk problems and uncover growth opportunities
- Develop, validate, and monitor predictive models and decision frameworks to improve underwriting accuracy
- Drive test-and-learn strategies including A/B testing and champion/challenger models to continuously optimize performance
- Data Strategy and Infrastructure
- Lead the development of scalable data pipelines (ETL) and analytical datasets to support risk decisioning
- Evaluate and integrate internal and external data sources including credit bureau and alternative data to enhance predictive power
- Oversee the development of risk dashboards, KPIs, and automated reporting frameworks
- Risk Monitoring and Governance
- Establish frameworks for ongoing monitoring of model performance, credit strategy tracking, portfolio trends, and emerging risks
- Develop early warning systems and automated alerts to proactively identify and mitigate risk
- Identify gaps in credit monitoring and drive enhancements in reporting and governance
- Stakeholder Influence and Communication
- Translate complex analytics into clear, actionable insights and strategic recommendations
- Present findings and proposals to senior leadership
- Influence key business decisions through data-driven storytelling and strong business acumen
Qualifications And Skills
- Bachelor’s degree in a quantitative field such as Statistics, Economics, Mathematics, Engineering, or Computer Science;
Master’s degree preferred
- 5+ years of experience in credit risk strategy, underwriting, or risk analytics, preferably in acquisition risk at a bank or fintech
- Strong expertise in SQL and Python or R for large-scale data analysis and modeling
- Proven track record of owning and delivering end-to-end risk strategies with measurable impact
- Advanced proficiency in Excel and Power Point
- Experience with BI and visualization tools such as Tableau or Power BI
- Strong analytical, problem-solving, and decision-making skills with exceptional attention to detail
- Excellent communication and presentation skills with ability to deliver business proposals and present to senior management
- Ability to collaborate well with business partners and influence business decisions
Nice To Haves
- Experience in near-prime or small business lending, or credit cards
- Familiarity with credit bureau and alternative data sources
- Experience with machine learning models and model lifecycle management
- Proven ability to thrive and deliver results in fast-paced environments
Benefits & Perks
- Medical, Dental & Vision benefits available the 1st month after hire
- Automatic enrollment into our 401(k) plan (subject to eligibility requirements)
- Virtual fitness classes offered company-wide
- Robust PTO offerings…