Manager - Credit (Business & Corporate Banking)

If you are looking to excel and make a difference, take a closer look at us… Functional (job responsibilities) Specific responsibilities include: Performs in-depth key credit risks and mitigation analysis to determine feasibility of granting credit facilities and recommendation in clear and concise manner to maintain/improve loans asset quality. Provides general oversight of work processes and controls for the whole credit process including those arising (without limitation) from Business and Corporate Banking, Credit Administration, Loans Operations and Trade Operations Manages credit risks of borrowing portfolio of Business and Corporate Banking via ensuring timely completion of credit evaluation of periodic credit review and tracking on compliance of covenants/conditions subsequently imposed Provides guidance to Relationship Managers of Business and Corporate Banking to improve on credit quality and credit underwriting skills and ensure compliance with Credit Policies and regulatory guidelines Performs periodic review of Credit Policies and Credit Standard Operating Procedures and to communicate to all stakeholders on timely basis on approved key changes made Mentors and guides more junior and/or new team members Collaborates with other departments to streamline and/or enhance work processes to improve on productivity and effectiveness Ad hoc tasks/projects assigned by management from time to time Education/Qualification Preferably those with Bachelor of Accountancy, Bachelor of Banking & Finance, Bachelor of Economics or Bachelor of Business Administration. Experience/Requirements At least 8 years of relevant experience in performing credit risk analysis of large corporations and/or small & medium enterprises Preferably those who have at least 3 years of relevant experience covering the following industries: Automotive Construction & Engineering Food & Beverage Strong written and verbal communication skills in English A self-starter, able to work independently with minimal supervision About Hong Leong Bank We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China. We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation. Realise your full potential at Hong Leong Bank by applying now. Hong Leong Bank (“HLB”) stands proudly as a leading financial services institution based in Malaysia, providing a wide range of comprehensive and innovative financial solutions across the region. These services are delivered through both digital and traditional means, via online and mobile banking, as well as our digital branch concept to provide customers with an efficient and seamless experience aided by technology. As the service and financial landscape changes rapidly with the ever-increasing use of technology, staying attuned to customers needs and desires becomes even more critical to HLB’s operations. To stay ahead of these dynamic changes, the Bank has adopted the approach of reimagining banking by embedding digital considerations and customer centricity in every aspect of our operations, from products and services as well as customer care and engagement. HLB’s ethos of being Digital-At-The-Core powered by customers-at-the-forefront will continue to lead us to innovate offerings in line with our aspiration of being a highly digital and innovative financial services organization.