Manager, Credit Risk Management

Basic information

Location

London

Business Line

Strategy, Risk & Transactions Advisory

Job Type

Permanent / FTC

Date published

27-Apr-2026

Req #

22764

Job description

Connect to your Industry

Financial institutions face a period of unprecedented changes in terms of regulatory challenges, emerging technologies, and customer expectations.

Deloitte’s Credit Risk Management practice is at the forefront of assisting clients in optimising and transforming their end-to-end Credit Risk Operating Model, encompassing all critical processes. We provide comprehensive support to financial institutions across the entire credit lifecycle, from underwriting and account management to pre-delinquency, collections, recoveries, and debt strategies. Our market-leading expertise is significantly strengthened by being part of a wider team that encompasses deep capabilities in credit risk modelling, alongside a robust internal network spanning regulation, analytics, and technology delivery, ensuring integrated and cutting-edge solutions.

In response to the growing demand for the team’s services, we are looking for a Manager to join the team, working on engagements to deliver transformational credit risk change at a range of clients and to work on initiatives to support the growth of our business.

Connect to your career at Deloitte

Deloitte drives progress. Using our vast range of expertise, that covers audit, risk advisory, and consulting services across tax, legal, business, technology and corporate finance, we help our clients become leaders wherever they choose to compete. To do this, we invest in outstanding people. We build teams of future thinkers, with diverse talents and backgrounds, and empower them all to reach for and achieve more.

What brings us all together at Deloitte? It’s how we approach the thousands of decisions we make every day. How we behave, our beliefs and our attitudes. In other words: our values. Whatever we do, wherever we are in the world, we lead the way, serve with integrity, take care of each other, foster inclusion, and collaborate for measurable impact. These five shared values lead every decision we make and action we take, guiding us to deliver impact how and where it matters most.

Connect to your opportunity

• Successful applicants will work closely with the leadership of the Credit Risk Advisory practice. The role will require a flexible approach to tackle a wide range of tasks including:

• Supporting end-to-end reviews of credit risk management processes to assess opportunities for enhancement and recommend innovative solutions to increase productivity and reduce costs;

• Supporting clients with their digital transformation, developing standards for underwriting process and implement solutions via emerging technologies (i.e. Robotics, Artificial Intelligence) to execute the credit processes;

• Supporting development of Deloitte’s offerings with respect to credit risk target operating models, decision science, process assurance, portfolio management and credit risk reporting;

• Supporting internal audits of end-to-end credit risk management processes and due diligence work on credit processes, methodologies and approaches as part of M&A buy-side support;

• Supporting our clients in delivering a “the three lines of defence” structure, defining roles and responsibilities and adapting solutions for clients with different level of maturity;

• Developing standards for underwriting process and implementing solutions via emerging technologies to execute the credit processes;

• Taking a ‘hands on’ role in the development of Credit Process and Transformation products;

• Being flexible and collaborative in taking on other duties commensurate with the grade and the nature of the post;

• Working effectively in diverse teams within an inclusive team culture where people are recognised for their contribution.

Connect to your skills and professional experience

To qualify for the role you must have:

• Credit risk management experience in a project-based banking environment or a consulting environment covering at least two of the following:

1.Working in an underwriting team;

2.Working as part of a portfolio management function;

3.Working on credit risk management projects; or

4.Supporting the implementation of a digital lending platform.

• Credit process expertise (regulatory requirements, portfolio management, underwriting, process, collections), experience in assessing credit process efficiencies, quantifying opportunities and implementing solutions across either retail, commercial or wholesale credit risk;

• Experience in helping to design or operate credit risk management frameworks, whether through risk appetite frameworks, suites of credit risk policies, or defining systems of credit risk KRIs;

• An understanding of the differences in approach to credit risk management across the retail, commercial and wholesale sectors;

• Strong business communication skills, both v