Manager, FCRM KYC Program Risk (4788)

Work Location:

Markham, Ontario, Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

$96,900 - $136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

The KYC Program Risk team partners with FCRM and KYC Pillar leadership to ensure the KYC Pillar adheres to TDBG policies and standards designed to meet its commitments with respect to RCM, Operational Risk and Financial Crime Risk Management.

More specifically, the KYC Program Risk team:

• Provides central oversight and governance of the KYC Program in Canada, including running the KYC Program Sub-Committee.
• Partners with the three lines of defense to compiles and delivers comprehensive reports on program performance and compliance based on key indicators (KIs) measuring the overall health of the KYC program, delivering regular, detailed reports to stakeholders.
• Liaises with central FCRM policy team on the development and implementation of the AML Policy and KYC/EDD Standards in collaboration with business lines/oversight in Canada
• Monitors the implementation of and adherence with KYC/EDD Standards across the 1st and 2nd lines of defense.
• Maintains KYC and EDD Standards in alignment with global, U.S. and organizational AML frameworks and global risk appetite and policies, ensuring full compliance with relevant laws and regulations.
• Supports the development and implementation of training, procedures, and guidance materials around the KYC/EDD Standards supporting 1st and 2nd Line partners with interpretation of KYC requirements and reviewing Standard exception requests
• Monitors the implementation of and adherence with KYC/EDD Standards across the 1st and 2nd lines of defense
• Acts as the principle point of contact within the KYC pillar for risk assessment processes and support the oversight and assessment of KYC risks and controls, facilitate quality assurance processes and provide credible challenge.
• Acts as the principle point of contact for KYC related audits/regulatory exams and provide issue remediation oversight
• Collaborates with internal audit and central FCRM testing teams to ensure KYC/EDD Standards meet internal and external review standards.

The Manager, KYC Program Risk will contribute to the development, execution and ongoing monitoring of these functions with specific assignments to be established as part of periodic performance planning.

Job Requirements:

• Strong risk, controls, and governance knowledge and experience; particularly in understanding how to embed and oversee risk and compliance frameworks ideally as it relates to Financial Crime Risk Management.
• Effective communication, presentation and facilitation skills and strong interpersonal and leadership skills to facilitate working and influencing senior management.
• Robust organizational skills with the ability to work in a dynamic environment and manage deadlines and priorities.
• Excellent analytical skills in assessing risk, issues and challenging the status quo.
• Comfortable navigating a space that is not well defined, ambiguous, and complex at times.

Qualifications/Skills

• 7+ years of RCM, Operational Risk or Financial Crime experience in a 1st, 2nd or 3rd line capacity
• Undergraduate degree

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key