Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.
The Opportunity
As a dedicated Mid-Level Data Scientist, you will be using strategic insights, AI, and automation to empower our insurance business partners in protecting and serving our members. We are seeking a highly collaborative and adaptable technical contributor who will innovate solutions and re-engineer processes to fuel aggressive business growth and exceptional claims experiences. This critical role offers the opportunity to leverage data for strategic insight, solve complex challenges, and deliver game-changing value. If you are passionate about using data to make a real-world difference and help our members build a legacy and protect their most valuable assets, we want to hear from you.
Translates business problems into applied statistical, machine learning, simulation, and optimization solutions to inform actionable business insights and drive business value through automation, revenue generation, and expense and risk reduction. In collaboration with engineering partners, delivers solutions at scale, and enables customer-facing applications. Leverages database, cloud, and programming knowledge to build analytical modeling solutions using statistical and machine learning techniques. Collaborates with other data scientists to improve USAA's tooling, expanding the company's library of internal packages and applications. Works with model risk management to validate the results and stability of models before being pushed to production at scale.
We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX or Phoenix, AZ. Relocation assistance is not available for this position.
What you'll do:
- Gathers, interprets, and manipulates structured and unstructured data to enable advanced analytical solutions for the business.
- Develops scalable, automated solutions using machine learning, simulation, and optimization to deliver business insights and business value.
- Selects the appropriate modeling technique and/or technology with consideration to data limitations, application, and business needs.
- Develops and deploys models within the Model Development Control (MDC) and Model Risk Management (MRM) framework.
- Composes technical documents for knowledge persistence, risk management, and technical review audiences.
- Assesses business needs to propose/recommend analytical and modeling projects to add business value.
- Participates in the prioritization of analytics and modeling problems/research efforts with business and analytics leaders.
- Contributes to the development of a robust library of reusable, production-quality algorithms and supporting code, to ensure model development and research efforts are transparent and based on the highest quality data.
- Translates business request(s) into specific analytical questions, executes on the analysis and/or modeling, and then communicates outcomes to non-technical business colleagues with focus on business action and recommendations.
- Works closely with Data Engineering, IT, the business, and other internal stakeholders to deploy production-ready analytical assets that are aligned with the customer's vision and specifications while being consistent with modeling best practices and model risk management standards.
- Maintains awareness of cutting-edge techniques.
- Actively seeks opportunities and materials to learn new techniques, technologies, and methodologies.
- Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
What you have:
- Bachelor's degree in mathematics, computer science, statistics, economics, finance, actuarial sciences, science and engineering, or other similar quantitative discipline; OR 4 years of experience in statistics, mathematics, quantitative analytics, or related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
- 4 years of experience in a predictive analytics or data analysis OR Advanced Degree (e.g., Master's, PhD) in mathematics, computer science, statistics, economics, finance, actuarial sciences, science and engineering, or other similar quantitative discipline and 2 years of experience in predictive analytics or data analysis.
- 2 years of experience in training and validating statistical, physical, machine learning, and other advanced analytics models.