Mortgage Collateral Risk Analyst (Contract | Hybrid)
Join a leading financial institution as a Mortgage Collateral Risk Analyst on a 6-month contract with potential for a full-time conversion. This pivotal role centers on collateral modeling, loan valuation, and risk analytics to support critical decision-making in our mortgage portfolios.
Key Responsibilities:
- Conduct analytics to evaluate member borrowing capacity and assess collateral valuation.
- Lead the quarterly valuation and risk analysis of residential and commercial mortgage collateral.
- Integrate, validate, and analyze 3rd-party pricing and vendor data.
- Enhance and maintain haircut/margin and pricing methodologies.
- Optimize collateral models and reporting processes for efficiency.
- Utilize large datasets to identify trends that support strategic decision-making.
- Assist in model validation and provide reports to senior leadership while updating system and data mappings.
- Offer support for issues related to the member portal and collateral data.
Must-Have Skills:
- Minimum of 3 years in mortgage portfolio analysis and risk management.
- Strong understanding of MBS and whole loan pricing and valuation concepts.
- Experience in handling large, complex datasets across platforms.
- Advanced skills in Excel, Power BI, and SQL.
- Excellent analytical, problem-solving, and data storytelling abilities.
Nice to Have:
- Familiarity with Polypaths, AFT, or various mortgage market tools.
- 5+ years of relevant experience in the field.
- Degree in Finance, Economics, Statistics, or a related discipline.
Details:
- Location: Hybrid (San Francisco, CA - onsite Tuesday to Thursday)
- Type: Contract (6 months, with potential for conversion)