WHO WE ARE
Apex Fintech Solutions (Apex) powers innovation and the future of digital wealth management by building tech-forward solutions that help simplify, automate, and facilitate access to financial markets for all. Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi, Webull, and eToro, amongst many others; collectively, Apex powers access to the stock market for over 22+ million end customers.
At Apex, we are changing how the securities industry operates by reinventing the status quo, which was manual, slow, and accessible only by the ultra-wealthy. We're digitizing and democratizing systems so that everyone has an opportunity to invest.
When you're at Apex, you drive this change. You're part of a global team with a clear vision: to be the trusted technology that powers the digital economy. Our offices in Austin, Dallas, Chicago, New York, Portland, Belfast, and Manila are home to over 1,000 employees.
Together, we’re shaping the future of financial innovation. Embrace change. Solve big. Win together. And be G.R.E.A.T. — grit, results, empathy, accountability, and teamwork — with Apex.
We’re proud to be recognized for the innovative work we do, the purpose-driven nature of our work, and the collaborative culture we’ve created. Here are just a few of the many awards we’ve recently received:
Best Places to Work
2026, 2025, 2024, 2023 - Presented by BuiltIn
WealthTech of the Year
2025 - Presented by US FinTech Awards
The World’s Top 250 Fintech Companies
2024 - Presented by CNBC
ABOUT THIS ROLE
The Options and Margin Risk Analyst is responsible for real-time monitoring and assessment of client accounts to identify and mitigate risk exposures related to equity options trading and margin requirements. This role serves as a critical control function within the Risk Operations team, making time-sensitive decisions to protect both client accounts and the firm from excessive risk.
Key Responsibilities:
Options Expiration Monitoring
- Monitor option positions approaching expiration to identify potential assignment risks and account deficits
- Assess exposure scenarios for uncovered options and spreads that may result in account losses
- Proactively contact clients or take preventive action when expiration events could create margin deficiencies or unwanted positions
- Document expiration-related incidents and coordinate with appropriate teams for resolution
Intraday Margin Surveillance
- Continuously monitor leveraged accounts throughout the trading day to identify margin deficiencies
- Calculate required equity increases based on position changes, market movements, and margin requirements
- Issue margin calls and determine appropriate timeframes for clients to meet requirements
- Escalate accounts that fail to meet margin requirements and coordinate with operations on potential liquidations
Transfer Transaction Review
- Evaluate incoming and outgoing account transfer requests (ACAT, journal transfers) for risk implications
- Verify that transferred positions comply with account type restrictions and margin requirements
- Identify and reject transfers that would create unacceptable risk exposures or violate regulatory requirements
- Coordinate with transfer operations and clients to resolve issues or request additional documentation
Complex Order Review and Authorization
- Analyze multi-leg option strategies and complex stock/option combination orders for appropriateness
- Assess whether proposed trades align with account type, approval level, and risk tolerances
- Make real-time decisions to approve, modify, or reject orders based on risk parameters
- Provide guidance to clients and trading desk on order modifications needed for approval
Risk Reporting and Collaboration
- Generate daily reports on margin exceptions, rejected transfers, and blocked orders
- Collaborate with Compliance, Trading, and Client Services to address account risk issues
- Participate in the development and refinement of risk monitoring procedures and thresholds
- Contribute to training materials and knowledge sharing within the Risk Operations team
Required Qualifications:
Education and Licensing
- Bachelor's degree in Finance, Economics, Business, or related field
- Series 7 and Series 63 licenses preferred (or ability to obtain within 90 days of hire)
- Options Principal (Series 4) license preferred
Experience and Knowledge
- 2 to 4 years of experience in brokerage operations, margin, or risk management
- Strong understanding of equity options mechanics including spreads, straddles, and complex strategies
- Working knowledge of Reg T, portfolio margin, and exchange/firm margin requirements
- Familiarity with options assignment, exercise, and expiration processes
- Experience with risk monitoring systems and trading platforms
Skills and Competencies
- Ability to make sound decisions quickly in a fast-paced environment
- Strong analytical skills with attention to detai