Retail Credit Portfolio Analyst - Monee

Job Description

• Own and monitor the performance of retail credit portfolios across the LATAM region, with a focus on driving sustainable growth and profitability
• Develop a holistic, end-to-end view of product economics (including revenue, cost, risk, and lifecycle metrics) to support strategic decision-making
• Analyze portfolio performance trends, identify key drivers impacting margin, and propose data-driven optimization strategies
• Partner closely with cross-functional teams (e.g. product, risk, finance, operations) to implement initiatives that improve portfolio health and economics
• Build and maintain dashboards, models, and reporting frameworks to track key metrics and support ongoing portfolio management
• Conduct deep-dive analyses on customer segments, product features, and market dynamics to uncover opportunities for optimization

Requirements

• Bachelor’s degree in a quantitative or business-related field (e.g. Economics, Finance, Mathematics, Statistics)
• At least 2 years of relevant experience in credit risk, credit analytics, portfolio management, or related functions
• Strong analytical and problem-solving skills, with the ability to translate data into actionable business insights
• Good understanding of lending / credit fundamentals, including portfolio performance, risk metrics, and unit economics
• Proficiency in SQL and/or data analysis tools (e.g. Excel, Python, Tableau)