Risk Data Analyst - Payment Services - Full-time

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

**Job Description**

RESPONSIBILITIES

Responsible for complex reporting projects that gather and integrate large volumes of data, performs in depth analysis, interprets results and develops actionable insights and recommendations for use across the company for customer and employee populations. Acquires data from multiple data sources in order to perform analysis and reporting. Identifies, analyzes and interprets trends or patterns in complex data in order to provide answers to business questions as well as provide recommendations for action.

Additional responsibilities for this position include:

• Responsible for collecting and reporting data from multiple backend payment services systems and databases through the development of queries.

• Analyze results and identify risks defined by U.S. Bank risk framework.

• Provide support to the overall Payment Services Chief Risk Office risk programs through metrics reporting and analytical work.

• Utilize technology to increase Payment Services ability to manage risk and implement efficient controls.

BASIC QUALIFICATIONS

• Typically more than five years of applicable experience.

• Bachelor's degree, or equivalent work experience.

PREFERRED SKILLS/EXPERIENCE

• 4+ years of experience in SQL query development.

• Job scheduling and automation with tools such as Autosys.

• Knowledge of change management and software development life cycle (SDLC).

• Specific risk knowledge such as operational loss, issue management, etc.

• Payment Services business-line-related knowledge/experience.

• Experience in developing complex ETL workflows with tools such as Visual Studio SSIS.

• Experience in one or more reporting tools such as Tableau, Power BI, etc.

• Experience in financial services with thorough knowledge of systems or financial services products, customers, transactions and interaction data.

• Additional experience with other programming languages such as Visual Basic and/or Python.

• Ability to communicate effectively with both technical and non-technical audiences such as senior business unit management, business partners, project sponsors, development teams, end users, and product owners.

• Highly detail-oriented analytic skills with the ability to extract, collect, organize, analyze and interpret results for insights.

• Strong decision-making, problem-solving, organization and project management skills.

• Ability to work in a dynamic, fast-changing environment.

• Very comfortable with ambiguity.

• Self-learner who can produce results with minimal guidance.

• Excellent interpersonal, verbal, and written communication skills.

This position offers a hybrid/flexible schedule which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

**Benefits:**

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

+ Healthcare (medical, dental, vision)

+ Basic term and optional term life insurance

+ Short-term and long-term disability

+ Pregnancy disability and parental leave

+ 401(k) and employer-funded retirement plan

+ Paid vacation (from two to five weeks depending on salary grade and tenure)

+ Up to 11 paid holiday opportunities

+ Adoption assistance

+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here (https://careers.usbank.com/global/en/benefits/us) .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

**E-Verify**

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. t