Risk Management - TD Auto Finance (TDAF) Credit Risk Intern/Co-op

Role Type:

Internship/Co-op

Work Term:

Fall/Term 1

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Pay Details:

$45,700 - $74,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

department overview

C

o-op and Internship opportunities allow you to gain valuable work experience across

a number of

the businesses

at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as

individual

and experience our culture of care.

Our

Co-op/Intern Programming

is offered with select Co-op and Internship roles and is designed to help

you better

understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:

• Leadership talks with key Leaders from across the organization
• Lunch and

Learns

on topics such as Innovation

• Diversity and Inclusion and Personal Branding and so much more

The TDAF Risk Strategy Team

is responsible for

the development and execution of risk strategies and initiatives that will

assist

our TDAF business partners to achieve growth and profitability targets while

maintaining

the overall risk quality of our lending portfolios. Accountabilities include providing monitoring and oversight of a highly dynamic and exciting portfolio, supporting risk strategy enhancement.

JOB DESCRIPTION

The intern will work in a fast-paced and results-oriented environment and will be part of a learning culture where ongoing development is encouraged.

Specific accountabilities include:

• Participate

in development, design,

testing

and verification of TDAF Auto Adjudication Acquisition Strategies.

• Review ARD performance in terms of both the rate of auto-adjudication and the on-book performance of loans which are funded through the various implemented strategies.
• Provide insights and analysis that will

identify

origination and delinquency trends and inform revenue enhancement and

loss

mitigation decisions.

job requirements

We’re

proud to work with a group of diverse colleagues. If you have relevant experience that

isn’t

mentioned

below

, tell us about it in your resume or cover letter.

• Currently

enrolled in an undergraduate or master's program (master's preferred) in financial risk management, finance, economics, statistics, mathematics, analytics, or related fields

• Completion of at least one internship or co-op and second-year studies in financial risk management, finance, economics, statistics, mathematics, analytics, or a related field is

required

.

• Must be enrolled in an undergraduate degree with the intent of going back to school a

t

the start of your work term

(requirement of all co-op/intern positions)

• Strong ownership mentality and can-do attitude.
• Great attention to detail.
• Proficiency

in SAS,

SQL

and Python would be considered strong assets.

• Familiarity with Tableau and prior knowledge of machine learning and credit risk would be considered strong assets.

additional information

• This position is a 4-month work term and will

commence

September

-

December 2

02

6

.

• Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
• We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.
• TD requires employees to

reside

in the country where the role is

located

, irrespective of remote working arrangements

• TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.

We’re

delighted that

you’re

considering building a career with TD. Through regular development conversations,

training programs and a competitive benefits plan,

we’re

committed to providing the support our colleagues

need to thrive both at work and at home.

Colleague Development

If

you’re

interested in a specific career path or are looking to build certain skills, we want to help you succeed.

You’ll

have regular career, development, and performance conversations with your manager, as well as access to

an

online learning platform and a variety of mentoring programs