Senior Credit Analyst

ITTConnect is seeking a Senior Credit Analyst for a direct-hire full time position with a client that is a large financial institution.

Job location: Miami, FL

Position is hybrid The Senior Credit Analyst is responsible for ensuring that all credit analyses comply with the Bank’s credit policies, procedures, and governance standards. This role conducts high quality, well supported credit assessments, particularly for Financial Institution (FI) counterparties, and provides sound recommendations to support credit decision making. The analyst handles the department’s most complex credit requests and renewals, ensuring robust risk identification, accurate financial analysis, and adherence to regulatory expectations.

All job responsibilities must be carried out according to Federal/State regulations, in adherence to the Bank Secrecy Act and in Compliance with the BSA/AML program. The Senior Credit Analyst play a critical role in supporting the bank's credit governance framework and is expected to independently handles a wide range of complex credit requests.

Responsibilities:

• Prepare timely, accurate, and comprehensive credit analyses for Financial Institutions, incorporating financial modeling, borrower information, industry and peer comparisons, and relevant macroeconomic factors.
• Provide well supported credit recommendations to Senior Credit Officers and management, grounded in sound credit principles and effective risk identification.
• Maintain proactive and transparent communication with Account Officers, while meeting regularly with borrowers and prospective clients as needed.
• Produce accurate daily, weekly, and monthly reporting related to borrower performance, portfolio exposures, facility utilization, and emerging risk indicators.
• Collaborate with other Senior Credit Analysts on complex or high priority cr