Senior Enterprise Liquidity Risk Analyst (4594)

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Risk Management

Pay Details:

81,600.00 - 115,200.00 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview :

The Enterprise Liquidity Risk team is part of the Market Risk department. As the second line of defense, Market Risk is responsible for providing independent oversight and challenge of the Bank's trading risk, non-trading market risk and liquidity risk. ELR's mandate includes:

• Develop a strategic and respected team that understands the business and regulations

• Influence business decisions to incorporate risk views in planning and execution

• Proactively identify and assess relevant emerging risks and industry best practices

• Develop and maintain risk frameworks and policies consistent with the Bank's Risk Appetite

• Provide oversight of liquidity risk practices across Enterprise, with all significant risks and results appropriately measured and communicated to the CRO TDBG, Senior Management, and the Risk Committee of the Board

• Provide effective challenge through an integrated view of risk

• Maintain and continue to develop an effective relationship with regulators to ensure compliance with applicable regulatory requirements while proactively addressing regulatory expectations

Job Description :

The Senior Analyst will report to the Senior Manager, ELR, and will assist the Senior Manager in fulfilling the team's mandate.

Key accountabilities include, but not limited to:

• Provide oversight to liquidity assumptions driving Liquidity Risk Metrics through analysis

• Assess stress testing scenarios, assumptions and methodologies for appropriateness and develop ad hoc analysis where required for senior stakeholder consumption

• Keeping up to date on emerging issues and evolving regulatory requirements to develop and review liquidity risk policies and frameworks

• Have the aptitude and interest in data and gaining insights by using existing and/or building ad-hoc analytical tools to facilitate deep dives in understanding risk drivers and business behaviors

• Be self-motivated, customer oriented; Proactive and ongoing self-development via staying abreast of risk issues

• Work effectively in a dynamic team environment when priorities may shift with short notice

Understand and comply with TD policies, regulatory, and compliance requirements

Job Requirements :

• Advanced verbal and written communication skills, inclusive of the ability to communicate effectively for senior executive consumption

• Possess quantitative analysis and data skills to deep dive, analyze and gain insights

• Technical acumen and excellent technical skills in Microsoft Excel, Access, Powerpoint and basic programming languages skills such as SQL etc

• Attention to detail; ability to produce polished, high-quality, accurate results

• Strong work ethic and working well under pressure

• Ability to quickly grasp new concepts and deliver in a high-performing culture, under pressure and with time-sensitive deadlines

• Interested and committed to on-going learning, and passionate to find creative solutions to complex problems

• The ability to build relationships with business partners and stakeholders and help support enterprise objectives

• Knowledge of treasury functions and/or capital markets

• The ability to inspire a positive work environment and champion quality, innovation and teamwork

• High degree of professionalism and integrity

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

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