About Snaplii
Snaplii is one of Canada’s fastest-growing fintech platforms, with $100M+ in annual transaction volume and 350,000+ users across North America, Snaplii connects consumers with 500+ leading brands across everyday categories — enabling smarter spending with instant savings and rewards.
Today, Snaplii is evolving beyond a digital wallet into infrastructure for AI-native commerce — enabling secure, programmable transactions between users, brands, and AI agents.
AI drives demand. Snaplii executes the transaction.
Why Join Us
- Building AI-Native Payments
Powering how AI agents transact in the real world.
300%+ revenue & TPV growth in 2025, with accelerating momentum into 2026.
- Small Team, Massive Scale
<40 people. A lean & high-performance team where every decision moves revenue, risk, and user experience.
- AI-First Engineering Culture
90%+ of code is AI-assisted. Engineers focus on architecture and complex problems
- Direct Access to the AI Frontier
Connect with leading AI companies in Silicon Valley, gaining first-hand exposure to cutting-edge advancements.
Technical Expectations
We are looking for a Risk Leader with "Hacker Instincts" and raw analytical horsepower.
- 5+ Years Professional Experience: Minimum of 3 years dedicated to fraud and at least 1 year within the payments industry.
- Hacker Mindset: Strong problem-solving and reverse-engineering skills, with the ability to anticipate risks from a fraudster's perspective.
- Payments Expert: Proven ability to identify fraudulent activities across various payment methods in multi-currency, e-commerce environments.
- SQL & Python Expert: Mastery of SQL is a must-have for independent querying of large datasets; Python proficiency is highly preferred.
- Hands-on Modeling: 3+ years of experience building fraud detection models, including feature engineering, model training, and evaluation.
- Framework Proficiency: Skilled in Python/R frameworks such as Sklearn, XGBoost, and LightGBM with experience deploying models into production.
Your Daily Mission:
- Define the Rules, Don't Just Follow Them: Lead end-to-end financial risk strategies—from identifying opportunities to design, testing, and post-production monitoring.
- Counter-Strike: Investigate anomalous activity, perform root-cause analysis on chargebacks, and produce authoritative reports on fraud trends.
- Strategic Liaison: Act as the bridge between Snaplii and payment processors/vendors, managing relationships and ensuring alignment on risk management.
What We Offer:
- Highly competitive salary + Risk Control Performance Bonuses.
- Full Immigration Sponsorship (LMIA/PNP) services.
- Hybrid Work Model (Toronto Base): Includes a compensated 1-2 month onsite onboarding period.
- All-Star Team: Work with payment veterans and a Harvard-guest founder to define the future of AI-driven financial security.
- Our founder, Spencer Xu, says: "We don't need assembly-line workers; we need generals who can independently lead the charge.
Job Types: Full-time, Permanent
Pay: $150,000.00-$200,000.00 per year
Work Location: In person