Senior Market & Investor CRE Portfolio Manager

Location: On site in Tampa, FL, Naples, FL, Orlando, FL, Miami, FL

SUMMARY

Provides analytical and monitoring support for large commercial real estate loans including an independent analysis of the creditworthiness of customers and prospects.

ESSENTIAL DUTIES AND RESPONSIBILITIES The Portfolio Manager – Market/ Investor CRE will be responsible for preparing comprehensive credit analyses on non-owner occupied commercial real estate loans that facilitates the credit approval process.

The Portfolio

Manager should have a thorough understanding of various types of lending facilities as well as commercial real estate product types (i.e. retail, office, multi-family, lodging, industrial, ALF/ senior living, etc.). In addition, the Portfolio Manager will be responsible for monitoring the real estate portfolio including, but not limited to, periodic review and analysis of financial information, identification of negative trends, and preparation of covenant checks in support of the commercial lending function.

Market/ Investor CRE Underwriting Manager to provide production goals based upon needed level of supervision and complexity of deal flow.

ROLES AND RESPONSIBILITIES - COMMERCIAL LOAN ORIGINATION PROCESSES

• Provide an analysis of real estate projects and spread financial statements as provided by Commercial Relationship Manager

• Prepare Loss Given Default and Probability of Default models for new and renewal opportunities

• Provide supporting documentation and participate in Deal Team meetings between Relationship Manager, Market Approvers and Credit Approvers

• Maintain responsibility for completion of the Credit Approval Package via the Commercial Credit Memo in nCinco and accompanying Credit Memo Narrative (as applicable) once engaged by Relationship Manager, and after receipt of Opportunity Memo explaining the request. Key