Senior Product Analyst (Fraud Risk)

Requirements

• Minimum 3 years experience in product analytics in a complex, data-driven environment

,• Technical skills: advanced SQL, Python (pandas/scikit or similar), and experience building dashboards in BI tools (Looker/Tableau/PowerBI)

,• Hustler-mentality: You can take work beyond the analysis and get things done

,• Strong communicator: you translate complex analyses into clear recommendations and influence senior stakeholders

,• Strong analytical mind and product intuition focused on payments, transaction flows and online behaviour

,• Proven ability to dig into data, surface anomalies, communicate findings frequently, and drive actions across teams

,• (Desirable) FinTech/payments and Fraud experience

,• (Desirable) Experience with feature engineering and model monitoring

,• (Desirable) Familiarity with Airflow/DBT/Git/Snowflake and production data platforms

,• If you care about protecting customers and enabling growth through rigorous, product-focused fraud analytics and you like owning high-impact, high-visibility work, we’d love to hear from you

What the job involves

• We’re looking for a Senior Product Analyst who is passionate about our mission of Money Without Borders to join our Global Fraud Squad

,• In this role, you’ll help Wise scale safely and efficiently by uncovering gaps in our fraud controls and strengthening our intelligence through analytics

,• You’ll work closely with cross-functional teams to turn insights into action, improving how we detect, prevent, and respond to fraud

,• Build and maintain KPI trees for fraud control assurance and control effectiveness across the whole squad; link business outcomes to control-level metrics, define thresholds for risk appetite

,• Partner with Product Managers, Operations and other Analysts to define and own fraud KPIs across expansion markets (e.g. fraud loss, prevented fraud, precision/recall of controls like warning and reviews, alert volume etc)

,• Identify, prioritise and drive initiatives with our product compliance manager

,• Proactively hunt for anomalies, blind spots and gaps in controls using transaction, event and case data

,• Deliver frequent findings and recommended actions to the squad – short, digestible updates that lead to operational fixes

,• Drive root-cause and cohort analyses to diagnose why controls succeed or fail and propose prioritized remediation

,• Own high-visibility reporting and trend analysis for senior stakeholders. Prepare concise updates and deep dives for the CRO, Risk Committees and other executive audiences

,• Ensure control effectiveness reporting is auditable, explainable and linked to business impact

,• Work closely with the Product Compliance Manager to ensure controls meet regulatory and internal standards

,• Be the primary analytical contact for fraud workstreams on new market launches

,• Run pre-launch risk scenario modelling to estimate exposure and operational load

,• Provide clear go/no-go recommendations that balance risk, cost and customer impact