Senior Risk Analyst - Credit Risk

Our client, a prominent financial institution, is seeking a highly analytical Senior Risk Analyst specializing in Credit Risk to join their sophisticated team in Columbus, Ohio, US . This role is critical in assessing, monitoring, and managing the credit risk exposure of the organization's loan portfolio and various financial instruments. You will leverage quantitative analysis, modeling techniques, and market insights to develop strategies that mitigate risk and ensure financial stability. The ideal candidate possesses a strong quantitative background, deep understanding of credit risk principles, and experience with risk management frameworks in a banking environment.

Responsibilities:

Develop, implement, and maintain credit risk models and methodologies. Analyze loan portfolios to identify trends, assess risk concentrations, and forecast potential losses. Monitor key risk indicators (KRIs) and report on credit risk exposures to senior management. Conduct stress testing and scenario analysis to evaluate the impact of adverse economic conditions. Assess the creditworthiness of counterparties and large corporate borrowers. Review and recommend improvements to credit policies and procedures. Collaborate with business lines to ensure risk management practices are integrated into daily operations. Stay abreast of regulatory changes and industry best practices in credit risk management. Assist in the preparation of regulatory reports and responses to audits. Utilize data analysis tools and statistical software to derive actionable insights. Communicate complex risk concepts clearly to both technical and non-technical audiences. Qualifications:

Bachelor's or Master's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field. Minimum of 5 years of experience in credit risk management, financial analysis, or quantitative modeling within the banking or financial services sector. Strong understanding of credit risk principles, credit scoring models, and financial statement analysis. Proficiency in statistical software packages (e.g., SAS, R, Python) and database querying (SQL). Experience with risk management frameworks and regulatory requirements (e.g., Basel Accords). Excellent analytical, quantitative, and problem-solving skills. Strong written and verbal communication skills, with the ability to present findings effectively. Detail-oriented with a high degree of accuracy. Ability to work independently and collaboratively in a fast-paced environment. Experience with capital markets instruments and derivatives is a plus. This hybrid role provides an excellent opportunity for professional growth and the chance to make a significant contribution to the financial health of the organization. Join our client's esteemed team in Columbus and play a key role in safeguarding their financial future.