Senior/Staff/Principal Software Developer

Join us to build a more rewarding financial future for all Canadians

At Neo, we’re on a mission to build a more rewarding financial future for all Canadians. Life at a rapidly scaling tech startup isn’t for everyone. It’s complex, fast-paced, high-pressure, but also incredibly fulfilling. Since its founding in 2019, Neo has gained incredible traction and is one of the fastest-growing fintech companies in Canada.

• #1 on Deloitte’s Technology Fast 50 for 2023, 2024, and 2025 https://www.newswire.ca/news-releases/neo-financial-achieves-first-ever-three-peat-win-as-number-one-on-deloitte-s-technology-fast-50-list-889692540.html — the first company ever to achieve a three-peat at the top!

• #1 Fastest Growing Company in Canada for 2024 by Globe & Mail https://www.businesswire.com/news/home/20240927952651/en/Neo-Financial-Ranks-No.-1-on-The-Globe-and-Mail%E2%80%99s-2024-List-of-Canada%E2%80%99s-Top-Growing-Companies

• Top-ranked mobile apps and credit cards

• Team of 500+ people

• 1M+ customers

• 10K+ retail partners

Salary: up to CA$220,000. Plus Short Term Incentive Bonus and Equity

Our salary bands support growth and align with the role's scope. Final compensation is based on location, experience, and skillset.

High Performance at Neo: We recruit, hire, and build our company culture around these attributes:

Teamwork: We trust, respect, encourage, and show up for each other — through good times and hard. Ownership: We all have a stake in Neo’s success — so we go out of our way to do what needs to get done. We hold ourselves accountable to deliver on our commitments — to our customers, to our partners, and to our team. Professional Integrity: We’re asking millions of Canadians to trust us with their hard-earned money — so we hold ourselves (and each other) to the highest standards of integrity.

THE ROLE

Neo Financial is looking for high-impact engineering leadership to join our Calgary office as Senior, Staff, and Principal Developers..

At Neo you will collaborate with other talented devs, deliver high quality code and build exciting products and features. You‘ll work on architecture, front and back-end code while fostering best practices like, automated testing, code reviews, and continuous delivery. You’ll work with cutting edge tools and patterns. Our technology stack is built using a Microservices architecture and comprises TypeScript, Node.js, Serverless framework, GraphQL, MongoDB, all hosted on AWS.

We’re super-charging our developers with AI, leveraging tools like Github Copilot and Cursor to fuel rapid development, and building our own agentic systems with Gemini to empower our teams.

WHAT YOU'LL BE DOING:

The below summaries responsibilities that captures the technical depth of a Senior role and the strategic influence of the Staff/Principal levels:

• Architectural Leadership: Drive the evolution of our microservices architecture (TypeScript, Node.js, GraphQL, MongoDB) by designing resilient systems that leverage idempotency, asynchronous communication, and distributed transactions.

• System Design & Strategy: Shape the technical roadmap by leading high-level planning, creating proposals for new technologies, and staying ahead of industry trends to integrate cutting-edge design patterns.

• Engineering Excellence: Set and uphold the gold standard for software quality by advocating for best practices in automated testing, deployment, and constructive, in-depth code reviews.

• Complex Problem Solving: Anticipate technical blockers and navigate high-complexity challenges, providing robust solutions that balance immediate delivery with long-term scalability.

• Mentorship & Influence: Lead by example through pair programming and active mentorship, fostering a culture of continuous learning and high performance across the entire engineering organization.Process Innovation: Drive the adoption of advanced development workflows, from refining our CI/CD pipelines to pioneering the use of AI-driven agentic systems.

WHO WE ARE LOOKING FOR:

• Deep Technical Expertise: A seasoned engineer with 6+ years (Senior) to 9+ years (Staff/Principal) of experience building complex, end-to-end web applications with a focus on scalability and performance optimization.

• Backend Mastery: Expert-level knowledge of backend systems, including APIs, queues, security, and business logic. You are comfortable navigating concepts like coupling/cohesion, idempotency, distributed transactions, and event sourcing.

• Architectural Fluency: A strong grasp of software engineering fundamentals and code design, with the ability to drive technical planning and communicate complex architectural visions to cross-functional teams.

• Cloud & Infrastructure: Hands-on experience with cloud-based infrastructure (AWS preferred), including serverless systems, containerization, and modern CI/CD pipelines.

• Data Versatility: Proficiency with diverse data stores and database paradigms (NoSQL experience is a significant plus).

• Agile Collaboration: Proven ability to thrive within large engineering organizations, effectively managing projects that span multiple teams and stakeholders.

• Continuous Learner: Mastery of at least one or two programming languages, paired with a relentless curiosity to adopt new tools, such as AI-driven development and agentic systems.

• Location: Must be eligible to work in Canada and willing to relocate to Calgary (Relocation packages and reimbursements available).

TOTAL REWARDS @ NEO:

Working at Neo means getting rewarded in ways that go far beyond just salary and incentives. Check out the amazing perks and benefits that come with being on the team:

📈 Equity ownership that allows you to share in the company’s long-term growth and success

🏅Short Term Incentive Plan tied to company performance

❤️‍🩹 Flexible health benefits & life insurance

💪 Health & personal spending accounts

🌴 21 Days PTO + stat holidays, and personal leave

👶 Parental top-up & equity vesting during long term leave

🤑 A wide variety of discounts through our partner network

🏠 Access to early use of products and discounts on fixed-term Neo mortgages

🧠 Company wide huddles, and education

👥 Collaborating with the brightest minds to build something meaningful, united by a shared commitment to innovation, curiosity, and excellence

🇨🇦 You will help redefine the financial landscape with top talent in Canada to help everyday Canadians win, and grow quickly while doing it

WORKING AT NEO:

The people who thrive at Neo are resourceful, growth-oriented, and driven to win. We hold ourselves to high standards because we’re on a mission that matters: to build a more rewarding financial future for all Canadians. As individuals and as a team, we constantly challenge ourselves and each other to raise the bar and deliver exceptional experiences for our customers. Our commitment to customer success drives everything we do, from building world-class products to providing exceptional support at every step of their journey. If this resonates with you, keep reading.

We trust, respect, and support each other. This means honest conversations, constructive input, and empowering each other to move fast and think big. You’ll be surrounded by people who push you to be your best. We primarily collaborate in person across our Calgary, Winnipeg, and Toronto offices, where ideas move quickly and teams build momentum together. As we continue to scale and evolve, we’re looking for builders, innovators, and problem solvers who thrive on challenge–people who would rather blaze a trail through uncertainty than follow a well-paved path.

All team members have a stake in Neo’s success and earn meaningful equity through stock options. This ownership mindset is at the heart of everything we do — when Neo grows, we all grow. If you’ve heard that Neo employees work hard, it’s true. We hold ourselves accountable for delivering on our commitments to our customers, partners, and each