Treasury & Payments - Business Analyst / Product Owner
Austin, TX and Southlake , TX
Fulltime (Permanent)
Job Description:
Experience Required:
- 10+ Years Overall Experience
- 8+ Years in Business Analysis / Product Ownership
- Mandatory Banking, Treasury & Payments Platform Experience
- Tier 1 Banking Experience Preferred
Domain Expertise:
- Treasury & Payments
- Banking & Financial Services
- Payment Processing
- Payment Modernization
- Regulatory & Risk Compliance
- Real-Time & Cross-Border Payments
Core Skills:
- Business Analysis & Product Ownership: Business Analysis, Product Ownership, Product Backlog Management, Requirement Gathering, Requirement Validation, Functional Analysis, User Stories, Epics, Features, Acceptance Criteria, Backlog Prioritization, Requirement Traceability
- Treasury & Payments: Payment Processing, Payment Lifecycle, Payment Initiation, Payment Validation, Payment Routing, Clearing, Settlement, Reconciliation, Exception Handling, Payment Investigations, Straight-Through Processing (STP)
- Payment Rails & Messaging: ACH, Wire Transfers, SWIFT, RTP, Real-Time Payments, Cross-Border Payments, ISO 20022, MT Formats, SWIFT MT Messages
- Agile & Delivery Management: Agile, Scrum, Sprint Planning, PI Planning, Backlog Refinement, Delivery Management, Dependency Management, Risk Management
- Solution & Architecture: Solution Design, Scalability, Resiliency, Reusability, Platform Modernization, Technology Roadmaps, Architecture Collaboration
- Testing & QA: UAT, Test Case Review, Test Coverage, Defect Triage, Quality Assurance, Requirement Traceability, Business Sign-Off
- Tools & Technology: Jira, SQL, Agile PM Tools, Collaboration Tools
- Stakeholder Management: Workshop Facilitation, Client Engagement, Stakeholder Communication, Global Delivery Coordination, Audit-Sensitive Environments
- Banking & Compliance: Financial Regulations, Banking Controls, Risk Management, Compliance Standards, Audit Programs
Key Responsibilities:
- Act as Product Owner / Senior BA for Treasury & Payments initiatives.
- Own and manage Agile product backlog and sprint readiness.
- Gather, analyze, validate, and prioritize business requirements.
- Translate business requirements into epics, features, and user stories.
- Support payment modernization and ISO 20022 transformation programs.
- Collaborate with business, product, architecture, engineering, QA, and operations teams.
- Drive UAT, testing support, defect triage, and production readiness.
- Facilitate workshops, stakeholder discussions, and solution walkthroughs.
- Ensure compliance with banking regulations, controls, and operational standards.
Preferred Qualifications:
- Bachelor’s Degree in Business, Technology, or related field.
- Experience supporting ISO 20022 migration programs.
- Exposure to global onshore/offshore delivery models.
- Experience in regulator-facing or audit-intensive banking environments.