Geared toward AML professionals with strong investigative and policy development skills, comfortable with managing transaction monitoring and sanctions alerts. Collaboration with bank partners and a preference for candidates based in Austin, TX, suggest a hybrid work model and a need for cross-functional coordination.
Derived from job-description analysis by Serendipath's career intelligence engine.
Original posting from Self Financial via Greenhouse
Self Financial is a venture-backed, high-growth FinTech company with a mission to increase economic inclusion and financial resilience by empowering people to build credit and build savings.
We're looking for people who share our passion and are driven to tackle challenges, find solutions and make the financial space better for the communities we serve.
Our team is passionate about challenging the status quo of the credit industry by providing people accessible tools to take control of their credit. Executing on our mission requires deep collaboration across our teams to ensure our products reach the people who can benefit from them the most, particularly the 100 million+ Americans who have no or low credit.
AML Manager
About The Job
Self is seeking an AML Manager. As the AML Manager, you will join our Compliance team, working closely with our bank partners to support the day-to-day operations of our AML and sanctions program, with an emphasis on Self’s Money Laundering/Terrorism Financing (ML/TF) transaction monitoring, KYC, and sanctions investigations.
Location: Remote, with a preference for candidates based in Austin, TX.
What You Will Do
Assist in developing, enhancing, and managing Self’s AML and sanctions program, and ensuring that it aligns with Self’s risk profile.
Perform AML investigations, independently owning transaction monitoring alerts, high-risk customer reviews, and OFAC SDN hits.
Serve as the primary AML/sanctions point of contact for Self’s bank partners, working closely with them on program updates, escalations, and investigation outcomes.
Prepare and deliver unusual activity reports (UARs) to Self’s bank partners to support their preparation and filing of Suspicious Activity Reports (SARs).
Analyze and synthesize important trends and escalate as appropriate.
Develop and report key performance indicators to key stakeholders, including management and Self’s Board of Directors.
Draft and revise policies and procedures to improve the AML program’s efficiency.
Maintain a strong industry knowledge of applicable trends, typologies, and risks related to suspicious activity monitoring.
Promote organizational culture and work to improve the overall health of the organization through collaboration and values alignment.
What You Bring
Preferred 5+ years of relevant experience in AML/CFT and sanctions, including experience independently managing a full AML investigations caseload, with a minimum of 2 years’ experience.
Preferred 3+ years experience developing, implementing, and running a ML/TF monitoring program (to include suspicious activity monitoring and high-risk customer reviews).
1+ year of experience analyzing OFAC SDN alerts.
CAMS (Certified Anti-Money Laundering Specialist) or CFCS (Certified Financial Crime Specialist) certification preferred.
Deep understanding of ML/TF typologies and risks, as well as the ability to maintain knowledge of current typology trends.
Experience utilizing AI and automation to assist in AML investigations.
Experience developing and delivering training to team members, including training for quality assurance purposes.
Extensive experience writing and developing AML and sanctions policies & procedures, as well as risk assessments.
Proven experience working collaboratively and effectively with the ability to work effectively with multiple stakeholders, including internal teams and bank partners.
Exceptional communication skills and a high level of emotional intelligence.
Ability to adapt to change in a fast-paced environment and comfortable working in a rapidly changing industry with flexibility to quickly react to changing demands.
Keen eye for process improvement and efficiency modification.
A strong desire to continue learning within the AML space and developing industry knowledge to assist Self in maintaining a compliant BSA program.
Base salary range: $120,000-150,000 annually. Individual pay and level is based on factors unique to each candidate, including skill set, experience, and other job-related reasons.
Benefits & Perks
Generous health, dental, and vision insurance coverage
Employer-paid benefits including life, disability, and cost-containment resources
Gym membership options through ClassPass or monthly reimbursement
Education reimbursement program
Paid parental leave
Relocation bonus to move to Austin
Referral program
Company equity in the form of stock options
Company performance-based bonuses
Flexible vacation
Hybrid work arrangement
Casual dress code
Team building events and activities
ERG and inclusion opportunities
Self Financial requires all employees hired to successfully pass a background check.
We are an Equal Opportunity Employer.
At this time, we are only able to consider applicants who are U.S. Citizens or Green Card Holders for employment opportunities. We appreciate your understanding.