Associate, Lending & Marketing

American Express
Hong Kong, Hong Kong SAR China
Career-pivot friendly

Who this role is best for

A natural match if you have experience in credit card or financial services marketing and can coordinate cross-functional teams.

Best fit for

  • Candidates with 5+ years in credit card or financial services marketing
    — “Minimum of 5 years of working experience in the credit card, financial services or consumer industry”
  • Professionals skilled in campaign execution and project coordination
    — “Good marketing and communication skills, with experience in campaign execution, project coordination or agency management”
  • Individuals with analytical skills and a commercial mindset
    — “Good analytical, data analysis and problem-solving skills with commercial awareness and basic understanding of P&L drivers”

Things to consider

  • The role demands compliance with multiple internal and external standards
    — “ensuring adherence to internal policies, corporate guidelines and external regulatory requirements”

How to stand out

  • Highlight past successes in driving lending growth through marketing
    — “drive lending growth and enhance Cardmember awareness of American Express lending products”
  • Demonstrate your ability to analyze market trends and competitor activity
    — “conducting market and competitor analysis, tracking campaign performance”
  • Showcase your experience in managing cross-functional projects and stakeholder coordination
    — “work closely with various Lines of Business (LOBs), Central Lending team and other key stakeholders”
  • Emphasize your experience in optimizing marketing effectiveness and business results
    — “identify opportunities to optimize marketing effectiveness and business results”
Pace · Fast PacedCollaboration · HighAutonomy · MediumDecision Impact · Company

Derived from job-description analysis by Serendipath's career intelligence engine.

What success looks like

  • leading the planning and execution of lending marketing programs
  • conducting market and competitor analysis
Typical background
5 years of working experience in the credit card, financial services or consumer industry

Skills & requirements

Required

Marketing And Communication SkillsAnalytical SkillsProject Coordination

Preferred

PythonSQL

Stack & domain

Credit CardFinancial ServicesConsumer IndustryLending ProductsMarketingPythonSQLCampaign ExecutionProject CoordinationAgency ManagementAnalyticalData AnalysisProblem-solvingMarketing And CommunicationOrganizationalProactiveDetail-orientedTeam Player

About the role

Original posting from American Express

This position is responsible for leading the planning, execution and implementation of marketing and communication programs to drive lending growth and enhance Cardmember awareness of American Express lending products in Hong Kong. The incumbent will support the delivery of lending campaigns and Cardmember communications, while ensuring adherence to internal policies, corporate guidelines and external regulatory requirements.

The incumbent will also work closely with various Lines of Business (LOBs), Central Lending team and other key stakeholders to support lending engagement initiatives, marketing programs and the rollout of new lending capabilities. These initiatives aim to drive Accounts Receivable (AR), revolve rate and revolve revenue growth within the company's risk appetite. The role will also involve conducting market and competitor analysis, tracking campaign performance and identifying opportunities for continuous improvement.

Lead the planning and execution of lending marketing programs, including loan acquisition and card revolve engagement initiatives, to drive business growth and achieve business targetsConduct product, customer and campaign performance analysis, as well as regular industry and competitor reviews, to provide insights and recommendations for business and marketing initiativesCoordinate with internal and external stakeholders to ensure smooth and timely execution of lending initiatives, marketing campaigns and Cardmember communicationsSupport the Central Lending and Risk teams on various projects, system enhancements and implementation of new lending capabilitiesMonitor and track campaign performance, prepare regular reports and identify opportunities to optimize marketing effectiveness and business resultsEnsure marketing campaigns and communications comply with corporate guidelines, service quality standards, regulatory requirements and card scheme requirementsSupport marketing budget tracking, expense monitoring and vendor coordination to ensure cost efficiency and compliance with internal sourcing policies

University degree in a relevant disciplineMinimum of 5 years of working experience in the credit card, financial services or consumer industry; experience in lending products or marketing is an advantageGood analytical, data analysis and problem-solving skills with commercial awareness and basic understanding of P&L drivers; knowledge of Python and/or SQL is preferredGood marketing and communication skills, with experience in campaign execution, project coordination or agency managementGood organizational and project coordination skills, with the ability to manage multiple tasks and meet deadlinesProactive, detail-oriented and a strong team player, with an interest in market developments and evolving trends in consumer lending products and servicesGood command of written and spoken English and Cantonese / Chinese

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Source: American Express careers

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