Backend Architect - Pay&Card Tech

Binance
Hong Kong +1 more
Remote

Who this role is best for

A natural match if you have direct card system experience and are comfortable with high-throughput payment infrastructure.

Best fit for

  • Candidates with extensive Java/Spring experience and a background in card certification processes
    — “8+ years of backend engineering experience with strong Java / Spring expertise”
  • Individuals with proven experience in building card systems or payment gateways
    — “Direct experience building or maintaining a card system”
  • Professionals who have worked in fast-paced environments with agile practices and short release cycles
    — “Experience working in agile, fast-paced environments with short release cycles”

Things to consider

  • The role requires hands-on technical involvement beyond advisory or strategic planning
    — “Work hands-on — this is a builder role, not a pure advisory position”

How to stand out

  • Highlight experience with card certification processes and payment network standards
    — “Experience with card certification processes and/or card onboarding programs”
  • Showcase your ability to define system architecture and service boundaries
    — “Define and drive the system architecture, service boundaries, and integration patterns for card platform services”
  • Emphasize your track record in translating business requirements into technical solutions
    — “Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications”
Pace · Fast PacedCollaboration · HighAutonomy · MediumDecision Impact · Team

Derived from job-description analysis by Serendipath's career intelligence engine.

What success looks like

  • successful card system implementation
  • system reliability and scalability
Typical background
8+ years of backend engineering experience

Skills & requirements

Required

Backend EngineeringJava / SpringSystem DesignDistributed SystemsPayment Network Standards

Preferred

Card System ExperienceCard Certification Processes

Stack & domain

Backend EngineeringJava / SpringCard SystemCard Certification ProcessesCard Lifecycle ManagementTokenizationPayment Gateway IntegrationsCollaborationProblem-solvingCommunicationTime ManagementFinanceHealthcare

About the role

Original posting from Binance via Greenhouse

Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by 300+ million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, and more. Our mission is to increase the freedom of money and financial access for people around the world.

About the Team

The Binance Pay&Card team is revolutionizing the way people transact and manage their finances globally. Binance Pay is a cutting-edge payment solution that enables users to send, receive, and pay with crypto seamlessly. Join us to be part of a dynamic team driving the future of digital payments and financial technology.

Role Overview

As a Backend Architect on the Pay&Card Team, you will be responsible for architecting and building card-related systems end to end. You will work closely with cross-functional teams to design scalable, secure, and compliant infrastructure that supports card systems and lifecycle management.

Responsibilities

Architect, build, and maintain backend systems for card issuing and card lifecycle management

Lead the technical design and implementation of card certification processes (Visa, MasterCard, Apple Pay / Google Pay onboarding programs)

Define and drive the system architecture, service boundaries, and integration patterns for card platform services

Ensure system reliability, scalability, and compliance with payment network standards

Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications

Establish engineering best practices, code quality standards, and technical documentation for the team

Work hands-on — this is a builder role, not a pure advisory position

Requirements

8+ years of backend engineering experience with strong Java / Spring expertise

Direct experience building or maintaining a card system 

Experience with card certification processes and/or card onboarding programs

Strong system design and architecture skills, with experience in distributed systems and high-throughput payment infrastructure

Understanding of card network standards, payment flows, and compliance requirements

Preferred Qualifications

Experience at a fintech, startup, or crypto company that has issued cards

Familiarity with card lifecycle management, tokenization, and payment gateway integrations

Experience working in agile, fast-paced environments with short release cycles

Why Binance

Shape the future of finance 

Collaborate with world-class talent in a user-centric global organization with a flat structure

Tackle challenging projects in a fast-paced and innovative enviornment with autonomy

Thrive in a results-driven workplace with opportunities for career growth and continuous learning

Competitive salary and company benefits

Remote-first, work-from-home arrangement (may vary depending on the nature of the role and team)

Binance is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success.

By submitting a job application, you acknowledge that you have read our Candidate Privacy Notice.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Source: Binance careers (Greenhouse)

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