CLX Car Advocate, File Owner

Lemonade
United States
RemoteCareer-pivot friendly

Who this role is best for

Best suited to candidates with auto claims experience working in a remote, AI-first insurance setting.

Best fit for

  • Candidates with auto claims experience and a license who thrive in remote, AI-integrated environments
    — “We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights.”
  • Individuals who can balance independent work with cross-functional team collaboration in a distributed setup
    — “Comfort working independently and collaborating closely with a distributed team”
  • Professionals with a background in insurance law and a strong track record in claim resolution
    — “Investigate and process auto property damage claims — including theft and fire losses — in line with company policy and applicable state and federal laws”

Things to consider

  • No visa sponsorship available — candidates must be eligible to work in the US without sponsorship
    — “Please note that we are unable to sponsor applicants for work visas.”
  • Geographic restrictions apply — applicants from certain states are excluded from consideration
    — “Unfortunately, we cannot consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico.”

How to stand out

  • Highlight experience with claims management software and Google Workspace on your resume
    — “Proficiency with claims management software and Google Workspace”
  • Emphasize your ability to explain complex insurance decisions in clear, jargon-free language
    — “Interview claimants and witnesses, explaining coverage decisions in plain language without leaning on jargon”
  • Showcase your analytical skills and ability to contribute to team KPIs and improvement initiatives
    — “Contribute to team KPIs and continuous improvement — your work directly shapes how customers experience Lemonade”
Pace · Fast PacedCollaboration · HighAutonomy · MediumDecision Impact · Team

Derived from job-description analysis by Serendipath's career intelligence engine.

What success looks like

  • Investigating and processing auto property damage claims
  • Maintaining accurate, detailed records of all claim activity
  • Contributing to team KPIs and continuous improvement
Typical background
Experience in claims handling or related field

Skills & requirements

Required

Auto Property Damage Claim-handling ExperienceWorking Knowledge Of Insurance Laws And RegulationsStrong Analytical And Critical Thinking SkillsComfort Working Independently And Collaborating Closely With A Distributed TeamProficiency With Claims Management Software And Google Workspace

Preferred

Bachelor's Degree In A Related FieldAbility To Work In A Remote Environment

Stack & domain

Auto Property Damage ClaimsInsurance Laws And RegulationsClaims Management SoftwareGoogle WorkspaceIpc-a-610Ipc-a-620Analytical And Critical ThinkingWritten And Verbal CommunicationIndependent WorkCollaborationInsurance LicenseInsuranceAIData

About the role

Original posting from Lemonade via Ashby

WHAT YOU'RE APPLYING FOR

We're looking for a Car Claims Advocate to help customers navigate one of the most stressful moments in their lives — a car accident or loss — with clarity, speed, and genuine care. You'll sit within our Claims team, owning auto property damage liability claims from first notice to resolution, and making sure every customer feels heard and fairly treated along the way.

We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.

Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.

IN THIS ROLE YOU'LL

  • Investigate and process auto property damage claims — including theft and fire losses — in line with company policy and applicable state and federal laws
  • Gather and evaluate police reports, records, and witness statements to determine claim legitimacy and liability
  • Interview claimants and witnesses, explaining coverage decisions in plain language without leaning on jargon
  • Collaborate with legal counsel and other teams to move complex claims forward quickly and professionally
  • Maintain accurate, detailed records of all claim activity to keep things compliant and transparent
  • Contribute to team KPIs and continuous improvement — your work directly shapes how customers experience Lemonade

WHAT YOU'LL NEED

  • 1+ years of auto property damage claim-handling experience
  • Working knowledge of insurance laws and regulations
  • Lemonade expects all advocates to hold a license in good standing — if you don't have one yet, we'll support you in getting licensed within your first 3 months
  • Strong analytical and critical thinking skills, with sharp written and verbal communication to match
  • Comfort working independently and collaborating closely with a distributed team
  • Proficiency with claims management software and Google Workspace
  • Bachelor's degree in a related field, or equivalent professional experience
  • Ability to work in a remote environment

Please note that we are unable to sponsor applicants for work visas.

Unfortunately, we cannot consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico.

Lemonade's US base salary range for this full-time position is $51,000 - $58,500 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Our competitive total rewards package includes comprehensive health & wellness coverage, equity, a 401(k) plan with employer match, 20 paid vacation days, and parental leave. Speak to your recruiter to hear more about the specific salary range for your preferred location and our total rewards package.

||#LI-Remote||

Source: Lemonade careers (Ashby)

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