Collections Officer - Vulnerable Customer Team

Capital on Tap
Manchester, United Kingdom
HybridCareer-pivot friendly

Who this role is best for

Strong fit for empathetic professionals who manage sensitive conversations and handle collections in the financial services domain, with a hybrid work arrangement in Manchester.

Best fit for

  • Candidates with experience in financial vulnerability support and collections management
    — “Experience working in a financial vulnerability support role as well as experience in handling collections and arrears.”
  • Individuals who can demonstrate resilience and a proactive approach to problem-solving
    — “The ability to demonstrate resilience and a proactive mindset, with the confidence to take initiative and solve problems effectively.”
  • Candidates who are comfortable with in-depth account reviews and documentation analysis
    — “Conduct thorough reviews of required documentation, such as bank statements and income and expenditure forms.”

Things to consider

  • The role requires handling emotionally challenging discussions with vulnerable customers
    — “handling sensitive conversations that may be emotionally challenging at times.”
  • The work arrangement includes a mandatory 3-day in-office requirement after initial onboarding
    — “3 days in office, 2 from home (Fully office-based for the first 3 months).”

How to stand out

  • Highlight your experience with vulnerable customer support and empathy in your resume
    — “delivering tailored support to customers who require additional care.”
  • Emphasize your ability to manage complex cases and meet key metrics
    — “ensuring you meet key metrics and treating customers fairly principles.”
  • Showcase your communication skills and ability to collaborate across teams
    — “working collaboratively with other departments in Capital on Tap to provide a seamless customer experience.”
Pace · Fast PacedCollaboration · HighAutonomy · MediumDecision Impact · Team

Derived from job-description analysis by Serendipath's career intelligence engine.

What success looks like

  • managing complex cases
  • identifying emerging trends
  • enhancing support for customers in arrears
Typical background
financial servicescollectionscustomer service

Skills & requirements

Required

CollectionsCustomer ServiceFinancial Vulnerability SupportCollections And ArrearsContact Center EnvironmentVerbal And Written CommunicationResilienceProblem-solving

Preferred

High-throughput Screening PlatformsAutomation And WorkflowsTr-fretNanobitFliprMEA Assays

Stack & domain

Collections And ArrearsFinancial Vulnerability SupportContact Centre EnvironmentVerbal And Written CommunicationResilienceProblem SolvingTime ManagementEmpathyDignityRespectCollaborationInitiativeProfessionalismSupportFinance

About the role

Original posting from Capital on Tap via Greenhouse

We’re Capital on Tap 👋

💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.

Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! 

📈Check out the development opportunities in the Specialist Support team.

📍 Manchester | 🏢 3 days in office, 2 from home (Fully office-based for the first 3 months) 

⏰ Shifts - 37.5 hours per week Monday - Friday between 8am - 8pm.

About the Team

As a Collections Officer on our Specialist Support team, you’ll play a vital role in delivering tailored support to customers who require additional care. You’ll carry out detailed vulnerability assessments, review customer accounts, and ensure every individual is treated with empathy, dignity, and respect. The role involves managing complex cases, identifying emerging trends, and contributing to strategies that enhance support for customers in arrears.

What You’ll Be Doing

Taking escalated inbound calls from vulnerable customers who are experiencing financial difficulty and are in financial arrears. 

Managing your own portfolio of vulnerable customers, providing outstanding support and service to best assist our customers.

Using your knowledge and expertise to ensure you meet key metrics and treating customers fairly principles.

Working collaboratively with other departments in Capital on Tap to provide a seamless customer experience.

Conduct thorough reviews of required documentation, such as bank statements and income and expenditure forms.

💖 We encourage applicants to carefully consider the nature of this role, as it involves handling sensitive conversations that may be emotionally challenging at times. We kindly ask that you apply only if you feel comfortable managing these types of discussions in a professional and supportive manner.

We’re Looking For

Experience working in a financial vulnerability support role as well as experience in handling collections and arrears.

A background in a contact centre environment, with strong verbal and written communication skills. 

The ability to demonstrate resilience and a proactive mindset, with the confidence to take initiative and solve problems effectively. 

A good knowledge and understanding of collections and arrears.

Strong time management with the capacity to effectively prioritise and manage your workload.

Diversity & Inclusion

🌈We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks

We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:

💷 Starting salary £27,000 - £34,000 Depending on experience

🏥 Private Healthcare including dental and opticians services through Vitality

✈️ Worldwide travel insurance through Vitality

🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)

👛 Salary Sacrifice Pension Scheme up to 7% match

🏖️ 28 days holiday (plus bank holidays)

📖 Annual Learning and Wellbeing Budget

👪 Enhanced Parental Leave

🚲 Cycle to Work Scheme

🚂 Season Ticket Loan

💬 6 free therapy sessions per year

🐶 Dog Friendly Offices

🍫 Free drinks and snacks in our offices

Check out more of our benefits, values and mission here.

Interview Process

🤝First stage: 30 minutes intro and values call with Talent Partner (Video call)

🤝Final stage: 60 minutes experience and team fit interview with the team lead and a few members of the team (In-person)

Other Info

👍Check out our ‘Top Tips’ for interviewing.

✔️Keep updated on new job opportunities by following us on Linkedin.

📧Email careers@capitalontap.com if you have any questions.

Excited to work here? Apply!

If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

Source: Capital on Tap careers (Greenhouse)

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