Field Insurance Inspector (Full-time)

EXL
Cliffside Park, NJ
On-site

Who this role is best for

Geared toward professionals comfortable with conducting property surveys and assessing risk for insurance companies, with a preference for candidates who can balance fieldwork and home-based tasks in the Bergen County, NJ area.

Best fit for

  • Candidates with experience in high value or commercial surveys and a strong grasp of risk assessment and replacement cost estimation
    — “High Value Survey or Commercial Survey experience appreciated”
  • Individuals who thrive in a work arrangement that combines remote flexibility with frequent client site travel
    — “requiring daily travel to client sites to conduct surveys”
  • Professionals who can manage multiple projects and meet monthly survey production targets
    — “must complete the requisite number of surveys each month to achieve personal revenue production goals”

How to stand out

  • Highlight experience with property documentation and risk evaluation in your resume and interview responses
    — “documenting the construction materials, workmanship and special features of structure”
  • Emphasize your ability to generate replacement cost estimates using industry tools and personal findings
    — “Generate an estimate replacement cost based on industry calculators, EXL resources and your personal findings at the home”
  • Showcase your communication skills with stakeholders like agents and business owners
    — “demonstrating a high degree of professionalism and expertise to all stakeholders in the survey process”
  • Demonstrate your ability to handle time-sensitive tasks and manage competing priorities
    — “Ability to manage multiple projects at once, and handle time sensitive urgencies”
Pace · Fast PacedCollaboration · LowAutonomy · HighDecision Impact · Individual

Derived from job-description analysis by Serendipath's career intelligence engine.

What success looks like

  • Conducted virtual and onsite inspections of high value homes and small businesses
  • Generated replacement cost estimates
  • Documented physical and liability hazards
Typical background
Experience in insurance inspection or related fieldStrong analytical and communication skills

Skills & requirements

Required

Property SurveyingRisk AssessmentReplacement Cost EstimationSurvey Report Writing

Preferred

Commercial Survey Experience

Stack & domain

Property SurveysReplacement Cost ValueRisk AssessmentUnderwritingLoss Control AssessmentsCommercial Insurance LinesPropertyGeneral LiabilityWorkers CompensationAuto/fleetProfessionalismAnalytical SkillsResourcefulnessWritten And Oral CommunicationsTime ManagementMulti-taskingInsuranceRisk Management

About the role

Original posting from EXL

Why Apply?

17 days paid vacation, plus 10 paid holidaysCompetitive pay and benefits, including paid sick leaveSuperb training programWork from home when not in the fieldCareer advancement opportunitiesTuition Reimbursement ProgramExcellent culture and team$2,250 Joining Bonus!Pay Details:

Total compensation for this position is targeted at $23-$25+ per hour.  The target total compensation consists of a base hourly wage and production-based incentive pay.  Field Inspector incentive pay is a function of personal productivity and is uncapped. Incentive Pay is not sales based. Pay Type: Hourly plus production incentives, in accordance with EXL’s policies.The Location

This is a Field position based out of your home office, requiring daily travel to client sites to conduct surveys serving the Bergen County, NJ area

The Field Insurance Inspector conducts virtual and onsite inspections of high value homes and small businesses for personal and commercial lines insurance companies to analyze replacement cost value and to assess risk.

An added perk is the opportunity to regularly visit beautiful high-end custom homes in the most affluent locations in the service area.

The candidate should be capable of demonstrating a high degree of professionalism and expertise to all stakeholders in the survey process (Agents, Policyholders, Business Assistants, etc.).

Field Insurance Inspectors must complete the requisite number of surveys each month to achieve personal revenue production goals, and complete other special projects as assigned by their manager.

High Value Surveys

Conduct property surveys on high value homes, documenting the construction materials, workmanship and special features of structureDetermine square footage of the home through detailed measurements or by replicating available building plansGenerate an estimate replacement cost based on industry calculators, EXL resources and your personal findings at the homeObserve and assess physical and liability hazards to the property, including natural hazards such as wildfire and hurricane exposure. Document all such hazards for underwriting, including recommendations for risk improvement.  Competed a detailed survey report write-up, including narrative assessments

 Commercial Lines Risk Control SurveysConduct underwriting surveys and loss control assessments on commercial businessesObserve and evaluate risk for various commercial insurance lines of business including Property, General Liability, Workers Compensation and Auto/Fleet.Engage business owner to discuss and ascertain corporate safety culture, loss history, risk management controls and maturity of company safety programsDocument all hazards observed for underwriting, and make recommendations for risk improvement.Complete a detailed survey report write-up, including narrative assessment

High-degree of professionalism and emotional intelligenceStrong analytical skills and resourcefulnessSolid aptitude for risk assessment and replacement costExcellent written and oral communicationsProficiency with computer equipment and softwareAbility to manage multiple projects at once, and handle time sensitive urgenciesWillingness to travelHigh Value Survey or Commercial Survey experience appreciatedThe posted base salary range is the hiring base salary range for this role. Final offers are based on several factors, including: the candidate's skills and experience, internal pay equity, work location, market conditions for the role, and the specific scope and responsibilities of the position.

Source: EXL careers

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