Aimed at mid-level to senior credit risk professionals who manage complex leveraged finance portfolios in the healthcare industry and collaborate across multiple teams. The role emphasizes technical expertise in financial modeling and legal documentation, with a focus on U.S. healthcare clients.
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Original posting from JPMorgan Chase
Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Senior Associate, Leveraged Finance Credit Risk – Healthcare in the Healthcare Leveraged Finance Credit Risk team, you support credit coverage for non-investment-grade and sponsor-backed clients across the United States healthcare industry. You manage and monitor a portfolio of leveraged issuers, underwrite leveraged buyouts and recapitalizations, and partner with the trading desk to approve hedging exposure. You also support documentation and legal negotiations and collaborate with our Asset-Based Lending Credit Team to deliver asset-backed lending solutions. Your work helps us balance risk and return while strengthening a culture of compliance and partnership.
Job responsibilities
Manage and monitor a portfolio of client and credit exposures across the United States healthcare industryTrack exposure across loans, revolving facilities, term loans, letters of credit, asset-based lending facilities, and derivatives to support compliance with limits, covenants, and internal risk appetitePerform scenario analysis and stress testing on leverage, liquidity, and cash flow resilienceDevelop independent credit opinions and recommendations based on client performance and transaction structureBuild and review pro forma capital structures and cash flow projection models to assess debt capacity, deleveraging, interest coverage, liquidity, and covenant headroomLead credit due diligence for clients and capital markets transactions, including coordinating third-party reports, management meetings, and site visitsCoordinate with Payments, Payments Risk, and Implementation teams to align product structures, collateralization and guarantees, and documentation with credit appetitePartner with Global Corporate Banking Coverage, Debt Capital Markets, Investment Banking Coverage, and Payments teams to deliver integrated client solutionsMaintain ongoing credit monitoring and documentation awareness, including exposure, compliance status, and credit researchRequired qualifications, capabilities, and skills
Bachelor’s degreeCompletion of a major corporate bank credit training program or equivalent credit risk experienceMinimum of 3 years of related experience in credit risk, leveraged finance, or corporate financeStrong accounting and corporate finance skills, including demonstrated analytical and financial modeling abilityProficiency in Microsoft Excel, PowerPoint, and Word, with the ability to produce concise, decision-ready materialsStrong verbal and written communication skills, with the ability to collaborate effectively and perform under pressurePreferred qualifications, capabilities, and skills
Master of Business Administration (MBA) or Chartered Financial Analyst (CFA) designationFamiliarity with rating agency methodologies and stress testing practicesExperience with asset-based lending structures, borrowing base analysis, and collateral due diligenceKnowledge of loan and derivatives products, documentation, and structuringExperience negotiating legal documents associated with credit productsFamiliarity with borrowers operating in the healthcare industry
This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Source: JPMorgan Chase careers