Payment Product Manager (Fiat)

Binance
Hong Kong +1 more
On-site

Who this role is best for

Geared toward seasoned product managers comfortable with backend payment infrastructure and global cross-functional collaboration, with a focus on scalability and system optimization.

Best fit for

  • Candidates with 6–10+ years of experience in payments or fintech and a track record of leading complex, cross-functional projects
    — “6–10+ years of product management experience, preferably in payments, fintech, or platform/infrastructure products.”
  • Individuals who have designed payment systems with a focus on transaction lifecycle and reconciliation
    — “Lead the design of the full lifecycle management system for orders: order creation, status transition, timeout handling, and reconciliation closed loop.”
  • Candidates who have operated in multi-region environments and optimized system performance metrics like success rate and latency
    — “Drive platform-level improvements to support global scalability, including multi-region architecture, localization frameworks, and system abstraction.”

Things to consider

  • The role involves high responsibility and independent execution in a complex environment
    — “a strong individual contributor, proactively identifying system gaps and driving end-to-end execution in a complex environment.”
  • Work arrangement flexibility may be limited depending on the team's needs
    — “Remote-first, work-from-home arrangement (may vary depending on the nature of the role and team)”

How to stand out

  • Highlight experience with multi-currency reconciliation and scalable payment integration frameworks
    — “Recommend integration strategy for global payment channels (PSPs, bank rails, local payment methods), ensuring scalable and standardized integration frameworks.”
  • Emphasize ownership of backend systems and data-driven decision-making in your resume
    — “Define and monitor key system metrics (e.g., success rate, latency, reliability), and drive continuous optimization through data and experimentation.”
  • Showcase your ability to manage cross-functional teams in global or multi-region settings
    — “Proven ability to manage complex, cross-functional projects in a global or multi-region environment.”
Pace · Fast PacedCollaboration · HighAutonomy · HighDecision Impact · Company

Derived from job-description analysis by Serendipath's career intelligence engine.

What success looks like

  • driving the product development roadmap
  • designing full lifecycle management systems
  • building core system modules
Typical background
6-10+ years of product management experiencestrong experience in payment systems

Skills & requirements

Required

Product ManagementPayment SystemsFintechBackend CapabilitiesCross-functional Project Management

Preferred

Global Payment MethodsSettlement ModelsReconciliation Systems

Stack & domain

Product ManagementPaymentsFintechPlatform/infrastructure ProductsPayment SystemsPayment OrchestrationTransaction PlatformsCashier/back-end Payment SystemsPayment LifecycleBackend System DesignApisAnalyticalData-drivenMetricsGlobal Payment MethodsBank RailsSettlementReconciliationLedger SystemsFund Flow DesignSettlement ModelsT+N Clearing CyclesForeign Exchange Processing LogicWallet SystemsPayment InfrastructureLeadershipCommunicationOwnershipStructured ThinkingIndependent OperationFast-paced EnvironmentFinanceTechnology

About the role

Original posting from Binance via Greenhouse

Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by 300+ million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, and more. Our mission is to increase the freedom of money and financial access for people around the world.

Responsibilities

Responsible for the product design and iteration of the company's payment middle platform, order system, and clearing module in Europe and Latin America, serving as the main person in charge of the company's core payment infrastructure product line.

Drive the product development roadmap, and execution for the global fiat payment platform, focusing on backend capabilities.

Lead the design of the full lifecycle management system for orders: order creation, status transition, timeout handling, and reconciliation closed loop.

Design the clearing system: T+0/T+1 settlement schemes, multi-currency reconciliation rules, error handling, and fund verification.

Recommend integration strategy for global payment channels (PSPs, bank rails, local payment methods), ensuring scalable and standardized integration frameworks.

Build and optimize core system modules, including transaction lifecycle management, success rate optimization, latency reduction, and failure handling.

Partner with engineering, risk, compliance, and finance teams to design robust systems for settlement, reconciliation, and fund flow management.

Drive platform-level improvements to support global scalability, including multi-region architecture, localization frameworks, and system abstraction.

Define and monitor key system metrics (e.g., success rate, latency, reliability), and drive continuous optimization through data and experimentation.

Collaborate with internal product teams (e.g., wallet, account, growth infrastructure) to ensure seamless integration of payment capabilities across the ecosystem.

Act as a strong individual contributor, proactively identifying system gaps and driving end-to-end execution in a complex environment.

Requirements

6–10+ years of product management experience, preferably in payments, fintech, or platform/infrastructure products.

Strong experience in payment systems such as payment orchestration, transaction platforms, or cashier/back-end payment systems.

Deep understanding of payment lifecycle, including routing, retries, success rate optimization, and failure handling.

Familiarity with backend system design and APIs; comfortable working closely with engineering teams on system architecture.

Strong analytical and data-driven mindset, with experience using metrics to guide product decisions.

Proven ability to manage complex, cross-functional projects in a global or multi-region environment.

Strong ownership, structured thinking, and ability to operate independently in a fast-paced environment.

Nice to Have

Experience with global payment methods and bank rails (e.g. ACH, SEPA, FPS, PIX, UPI) or large-scale PSP integrations.

Understanding of settlement, reconciliation, ledger systems, or fund flow design.

Familiar with settlement models (gross/net), T+N clearing cycles, and foreign exchange processing logic.

Experience in transaction platforms, wallet systems, or payment infrastructure.

Exposure to Web3 / crypto / exchange products, or strong interest in the space.

Experience working on high-throughput, high-reliability backend systems.

Why Binance

Shape the future of finance 

Collaborate with world-class talent in a user-centric global organization with a flat structure

Tackle challenging projects in a fast-paced and innovative enviornment with autonomy

Thrive in a results-driven workplace with opportunities for career growth and continuous learning

Competitive salary and company benefits

Remote-first, work-from-home arrangement (may vary depending on the nature of the role and team)

Binance is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success.

By submitting a job application, you acknowledge that you have read our Candidate Privacy Notice.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Source: Binance careers (Greenhouse)

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